/* ==========================================================================
   Cine Craft Advisory - design system v2 (mobile-first)
   Bold indigo + warm yellow bands, elevated white cards, pill labels.
   ========================================================================== */

/* ---------- Tokens ---------- */
:root {
  --ink: #0E1A4B;          /* primary dark bands */
  --ink-2: #16256A;
  --ink-3: #22358C;
  --ink-soft: #E9ECF8;
  --yellow: #F4B740;       /* accent: CTAs, highlights, bands */
  --yellow-2: #FFC857;
  --yellow-soft: #FFF5DD;
  --yellow-ink: #6B4700;
  --blue: #1769E0;
  --blue-dark: #1156BB;
  --blue-soft: #EAF1FE;
  --teal: #0E9384;
  --teal-dark: #0B7A6E;
  --teal-soft: #E3F4F2;
  --wa: #0F7A52;           /* 5.3:1 with white text */
  --wa-dark: #0B6343;
  --bg: #FFFFFF;
  --bg-tint: #F5F7FC;
  --text: #17212B;
  --muted: #5B6876;
  --on-dark: #C9D1EE;
  --line: #E3E8F2;
  --line-strong: #C9D2E3;
  --danger: #B42318;
  --danger-soft: #FEF0EF;
  --success: #0B7A6E;

  --font-head: "Plus Jakarta Sans", "Segoe UI", system-ui, sans-serif;
  --font-body: "Inter", "Segoe UI", system-ui, -apple-system, sans-serif;

  --s-1: 4px; --s-2: 8px; --s-3: 12px; --s-4: 16px; --s-5: 24px;
  --s-6: 32px; --s-7: 40px; --s-8: 56px; --s-9: 72px; --s-10: 96px;

  --r-sm: 10px; --r-md: 12px; --r-lg: 16px; --r-pill: 999px;
  --shadow-sm: 0 1px 2px rgba(14, 26, 75, .06), 0 2px 6px rgba(14, 26, 75, .06);
  --shadow-md: 0 6px 14px rgba(14, 26, 75, .07), 0 16px 34px rgba(14, 26, 75, .09);
  --shadow-lg: 0 12px 28px rgba(14, 26, 75, .12), 0 30px 64px rgba(14, 26, 75, .14);
  --focus: 0 0 0 3px #fff, 0 0 0 6px var(--blue);

  --container: 1280px;
  --gutter: 16px;
  --header-h: 68px;
  --bar-h: 64px;
  --section-y: 56px;
}
@media (min-width: 768px) { :root { --gutter: 24px; --section-y: 72px; } }
@media (min-width: 1024px) { :root { --gutter: 32px; --section-y: 88px; --header-h: 78px; } }

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 16px); }
body {
  margin: 0; font-family: var(--font-body); font-size: 1rem; line-height: 1.65; color: var(--text);
  background: var(--bg); -webkit-font-smoothing: antialiased; overflow-x: hidden; padding-bottom: var(--bar-h);
}
@media (min-width: 1024px) { body { padding-bottom: 0; } }
img, svg { max-width: 100%; display: block; }
h1, h2, h3, h4 { font-family: var(--font-head); color: var(--ink); line-height: 1.2; margin: 0 0 var(--s-3); letter-spacing: -.015em; }
h1 { font-size: clamp(2rem, 1.35rem + 2.8vw, 3.4rem); font-weight: 800; letter-spacing: -.025em; }
h2 { font-size: clamp(1.6rem, 1.2rem + 1.6vw, 2.5rem); font-weight: 800; }
h3 { font-size: 1.125rem; font-weight: 700; }
h4 { font-size: 1rem; font-weight: 700; }
p { margin: 0 0 var(--s-4); }
a { color: var(--blue); text-underline-offset: 3px; }
a:hover { color: var(--blue-dark); }
ul, ol { margin: 0; padding: 0; }
address { font-style: normal; }
hr { border: 0; border-top: 1px solid var(--line); margin: var(--s-6) 0; }
:focus-visible { outline: none; box-shadow: var(--focus); border-radius: 6px; }
main:focus { outline: none; }
.visually-hidden { position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.skip-link { position: absolute; left: 16px; top: -60px; z-index: 200; background: var(--ink); color: #fff; padding: 12px 18px; border-radius: var(--r-sm); font-weight: 600; }
.skip-link:focus { top: 12px; color: #fff; }
.center { text-align: center; }
mark.ph { background: var(--yellow-soft); color: var(--yellow-ink); border: 1px dashed var(--yellow); border-radius: 4px; padding: 0 4px; font-size: .92em; }

.icon { width: 20px; height: 20px; flex: none; }
.icon--sm { width: 16px; height: 16px; }
.icon--lg { width: 28px; height: 28px; }
.icon--xl { width: 44px; height: 44px; }
.flip { transform: scaleX(-1); }

/* ---------- Layout ---------- */
.container { width: 100%; max-width: var(--container); margin-inline: auto; padding-inline: var(--gutter); }
.container--narrow { max-width: calc(820px + 2 * var(--gutter)); }
.container--mid { max-width: calc(960px + 2 * var(--gutter)); }
.section { padding-block: var(--section-y); position: relative; }
.section--tint { background: var(--bg-tint); }
.section--ink { background: var(--ink); color: var(--on-dark); overflow: hidden; }
.section--ink::before, .page-hero::before {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background-image: radial-gradient(rgba(255,255,255,.08) 1.2px, transparent 1.2px); background-size: 22px 22px;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 60%); mask-image: linear-gradient(90deg, transparent, #000 60%);
}
.section--ink > .container { position: relative; }
.section--ink h2, .section--ink h3 { color: #fff; }
.section--ink .lead { color: var(--on-dark); }
.grid { display: grid; gap: var(--s-4); grid-template-columns: 1fr; }
.grid--tight { gap: var(--s-3); }
@media (min-width: 480px) { .grid--2, .grid--3, .grid--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 768px) { .grid { gap: var(--s-5); } .grid--tight { gap: var(--s-4); } }
@media (min-width: 1024px) {
  .grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .grid--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
}
.split { display: grid; gap: var(--s-6); align-items: start; }
@media (min-width: 900px) { .split { grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr); gap: var(--s-8); } }
.center-cta { text-align: center; margin: var(--s-6) 0 0; }

/* ---------- Typography helpers ---------- */
.pill-label {
  display: inline-flex; align-items: center; gap: 8px; margin: 0 0 var(--s-3); padding: 6px 14px; border-radius: var(--r-pill);
  font: 700 .75rem/1.2 var(--font-head); letter-spacing: .09em; text-transform: uppercase;
  color: var(--ink); background: #fff; border: 1px solid var(--line-strong);
}
.pill-label span { width: 8px; height: 8px; border-radius: 50%; background: var(--yellow); box-shadow: 0 0 0 3px rgba(244,183,64,.25); }
.pill-label--dark, .section--ink .pill-label { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.18); color: #fff; }
.hl { color: var(--blue); }
.section--ink .hl, .page-hero .hl, .hero .hl, .cta-band .hl { color: var(--yellow); }
.lead { font-size: clamp(1.0625rem, 1rem + .3vw, 1.1875rem); color: var(--muted); max-width: 68ch; }
.section-head { margin-bottom: var(--s-7); }
.section-head--center { text-align: center; }
.section-head--center .lead { margin-inline: auto; }
.section-head .lead { margin-bottom: 0; }
.section-head h2 { max-width: 26ch; }
.section-head--center h2 { margin-inline: auto; }
.fine-print { font-size: .875rem; color: var(--muted); max-width: 80ch; }
.fine-print.center { margin-inline: auto; margin-top: var(--s-5); }
.eyebrow { font: 700 .8125rem var(--font-head); letter-spacing: .08em; text-transform: uppercase; color: var(--teal-dark); margin-bottom: var(--s-2); }
.prose p, .prose li { max-width: 70ch; }
.prose h2 { margin-top: var(--s-7); }
.prose h2:first-child { margin-top: 0; }
.prose h3 { margin-top: var(--s-5); }
.prose ul, .prose ol { padding-left: 1.3rem; margin-bottom: var(--s-4); }
.prose li { margin-bottom: var(--s-2); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 48px; padding: 12px 22px; border-radius: var(--r-sm); border: 2px solid transparent;
  font: 700 1rem/1.2 var(--font-head); text-decoration: none; text-align: center; cursor: pointer;
  transition: background-color .18s, color .18s, border-color .18s, box-shadow .18s, transform .18s; -webkit-tap-highlight-color: transparent;
}
@media (min-width: 1024px) { .btn { min-height: 46px; } }
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(1px); }
.btn[disabled], .btn.is-loading { opacity: .55; cursor: not-allowed; transform: none; }
.btn--accent { background: var(--yellow); color: var(--ink); box-shadow: 0 8px 20px rgba(244, 183, 64, .35); }
.btn--accent:hover { background: var(--yellow-2); color: var(--ink); }
.btn--primary { background: var(--blue); color: #fff; box-shadow: 0 8px 18px rgba(23, 105, 224, .25); }
.btn--primary:hover { background: var(--blue-dark); color: #fff; }
.btn--dark { background: var(--ink); color: #fff; }
.btn--dark:hover { background: var(--ink-3); color: #fff; }
.btn--outline, .btn--secondary { background: #fff; color: var(--ink); border-color: var(--line-strong); }
.btn--outline:hover, .btn--secondary:hover { border-color: var(--ink); color: var(--ink); }
.btn--ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,.45); }
.btn--ghost:hover { background: rgba(255,255,255,.1); color: #fff; border-color: #fff; }
.btn--light { background: #fff; color: var(--ink); }
.btn--light:hover { background: var(--yellow-soft); color: var(--ink); }
.btn--whatsapp { background: var(--wa); color: #fff; }
.btn--whatsapp:hover { background: var(--wa-dark); color: #fff; }
.btn--sm { min-height: 44px; padding: 10px 16px; font-size: .9375rem; }
@media (min-width: 1024px) { .btn--sm { min-height: 42px; } }
.btn--lg { min-height: 54px; padding: 14px 26px; font-size: 1.0625rem; }
.btn--block { width: 100%; }
.btn--pill { border-radius: var(--r-pill); padding-inline: 26px; }
.btn-row { display: flex; flex-wrap: wrap; gap: var(--s-3); margin-bottom: var(--s-5); }
.btn-row--center { justify-content: center; }
@media (max-width: 479px) { .btn-row .btn { flex: 1 1 100%; } }
.icon-btn {
  display: inline-grid; place-items: center; width: 44px; height: 44px; border-radius: var(--r-sm);
  background: var(--bg-tint); border: 1px solid var(--line); color: var(--ink); cursor: pointer;
}
.icon-btn:hover { background: var(--ink-soft); }
.link-arrow { display: inline-flex; align-items: center; min-height: 44px; gap: 6px; font-weight: 700; color: var(--blue); text-decoration: none; font-family: var(--font-head); }
.link-arrow:hover { text-decoration: underline; }
.link-btn { background: none; border: 0; padding: 0; font: inherit; color: var(--blue); text-decoration: underline; cursor: pointer; }

/* ---------- Utility bar ---------- */
.utility-bar { background: var(--ink); color: var(--on-dark); font-size: .8438rem; }
.utility-bar__inner { display: flex; align-items: center; justify-content: space-between; gap: var(--s-4); min-height: 40px; }
.utility-bar__list { list-style: none; display: flex; gap: var(--s-5); align-items: center; min-width: 0; }
.utility-bar__list li { display: flex; align-items: center; gap: 6px; min-width: 0; }
.utility-bar a { color: inherit; text-decoration: none; display: inline-flex; align-items: center; gap: 6px; min-height: 40px; }
.utility-bar a:hover { color: #fff; }
.utility-bar .icon { width: 16px; height: 16px; color: var(--yellow); }
.utility-bar__wa { font-weight: 700; white-space: nowrap; padding: 0 14px; min-height: 40px !important; border-radius: var(--r-pill); }
.utility-bar__wa .icon { color: var(--yellow); }
.utility-bar__wa:hover { color: #fff; }
.utility-bar mark.ph { font-size: .78rem; }
.hide-sm, .hide-md { display: none !important; }
@media (min-width: 768px) { .hide-sm { display: flex !important; } }
@media (min-width: 1024px) { .hide-md { display: flex !important; } }
@media (max-width: 420px) { .utility-bar__wa span { display: none; } .utility-bar__wa { padding: 0 8px; } }

/* ---------- Header ---------- */
.site-header { position: sticky; top: 0; z-index: 50; background: #fff; border-bottom: 1px solid var(--line); transition: box-shadow .2s; }
.site-header.is-compact { box-shadow: var(--shadow-md); }
.site-header__inner { position: relative; display: flex; align-items: center; gap: var(--s-4); height: var(--header-h); transition: height .2s; }
.site-header.is-compact .site-header__inner { height: 64px; }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--ink); min-width: 0; margin-right: auto; }
.brand-mark { width: 48px; height: 48px; flex: none; }
@media (min-width: 768px) { .site-header .brand-mark { width: 54px; height: 54px; } }
.brand__text { display: flex; flex-direction: column; min-width: 0; }
.brand__name { font: 800 1.0938rem/1.15 var(--font-head); white-space: nowrap; letter-spacing: -.01em; }
.brand__tag { font-size: .72rem; color: var(--muted); letter-spacing: .02em; white-space: nowrap; }
.brand--light { color: #fff; }
.brand--light .brand__tag { color: #9AA6D1; }
@media (max-width: 374px) { .brand__tag { display: none; } .brand__name { font-size: 1rem; } }
.primary-nav { display: none; }
.site-header__actions { display: flex; align-items: center; gap: var(--s-2); }
.site-header__cta { display: none; }
@media (min-width: 768px) { .site-header__cta { display: inline-flex; } }
@media (min-width: 1100px) {
  .primary-nav { display: block; margin-right: auto; }
  .menu-toggle { display: none; }
  .brand { margin-right: var(--s-5); }
}
.primary-nav__list { list-style: none; display: flex; gap: 2px; }
.primary-nav__link {
  position: relative; display: inline-flex; align-items: center; gap: 4px; padding: 10px 12px; min-height: 44px; border-radius: 8px;
  font: 700 .9688rem var(--font-head); color: var(--ink); text-decoration: none; background: none; border: 0; cursor: pointer;
}
.primary-nav__link:hover, .primary-nav__link[aria-expanded="true"] { color: var(--blue); background: var(--bg-tint); }
.primary-nav__link.is-active { color: var(--blue); }
.primary-nav__link.is-active::after { content: ""; position: absolute; left: 12px; right: 12px; bottom: 4px; height: 3px; border-radius: 3px; background: var(--yellow); }
.primary-nav__link .icon { transition: transform .2s; }
.primary-nav__link[aria-expanded="true"] .icon { transform: rotate(180deg); }

/* Mega menu */
.has-mega { position: static; }
.mega {
  position: absolute; left: 50%; transform: translateX(-50%); top: 100%; width: min(1200px, calc(100vw - 48px));
  background: #fff; border-top: 4px solid var(--yellow); border-radius: 0 0 var(--r-lg) var(--r-lg); box-shadow: var(--shadow-lg); padding: var(--s-6); margin-top: 1px;
}
.mega[hidden] { display: none; }
.mega__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--s-6); }
.mega__heading { display: flex; align-items: center; gap: 10px; font: 800 1rem var(--font-head); color: var(--ink); text-decoration: none; padding-bottom: var(--s-3); margin-bottom: var(--s-2); border-bottom: 1px solid var(--line); }
.mega__heading .icon { color: var(--ink); background: var(--yellow); border-radius: 8px; padding: 6px; width: 32px; height: 32px; }
.mega__heading:hover { color: var(--blue); }
.mega ul { list-style: none; }
.mega li a { display: block; padding: 7px 0; color: var(--text); text-decoration: none; font-size: .9375rem; }
.mega li a:hover { color: var(--blue); padding-left: 4px; transition: padding .15s; }
.mega li a.is-popular { font-weight: 600; }
.mega__foot { display: flex; align-items: center; justify-content: space-between; gap: var(--s-4); margin-top: var(--s-5); padding: var(--s-4) var(--s-5); border-radius: var(--r-md); background: var(--bg-tint); }
.mega__foot p { margin: 0; color: var(--muted); font-size: .9375rem; }
.mega__actions { display: flex; align-items: center; gap: var(--s-5); }

/* Mobile drawer */
.mobile-nav { position: fixed; inset: 0; z-index: 100; }
.mobile-nav[hidden] { display: none; }
.mobile-nav__backdrop { position: absolute; inset: 0; background: rgba(14, 26, 75, .55); }
.mobile-nav__panel {
  position: absolute; right: 0; top: 0; bottom: 0; width: min(400px, 100%); background: #fff; overflow-y: auto;
  display: flex; flex-direction: column; box-shadow: var(--shadow-lg); animation: slide-in .22s ease-out;
}
@keyframes slide-in { from { transform: translateX(24px); opacity: 0; } to { transform: none; opacity: 1; } }
.mobile-nav__top { display: flex; align-items: center; justify-content: space-between; padding: 12px var(--gutter); border-bottom: 1px solid var(--line); }
.mobile-nav__list { list-style: none; padding: var(--s-2) var(--gutter); }
.mobile-nav__list > li > a { display: flex; align-items: center; min-height: 52px; font: 700 1rem var(--font-head); color: var(--ink); text-decoration: none; border-bottom: 1px solid var(--line); }
.mobile-nav__group { padding: var(--s-3) 0; border-bottom: 1px solid var(--line); }
.mobile-nav__label { display: block; font-size: .75rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); padding: 4px 0 8px; }
.mobile-nav__cat button {
  display: flex; align-items: center; gap: 10px; width: 100%; min-height: 50px; padding: 0 4px; background: none; border: 0;
  font: 700 1rem var(--font-head); color: var(--ink); cursor: pointer; text-align: left;
}
.mobile-nav__cat button .icon:first-child { color: var(--ink); background: var(--yellow); border-radius: 8px; padding: 5px; width: 30px; height: 30px; }
.mobile-nav__cat button span { flex: 1; }
.mobile-nav__cat .chev { transition: transform .2s; }
.mobile-nav__cat button[aria-expanded="true"] .chev { transform: rotate(180deg); }
.mobile-nav__cat ul { list-style: none; padding: 0 0 8px 44px; }
.mobile-nav__cat ul a { display: flex; align-items: center; min-height: 44px; color: var(--text); text-decoration: none; }
.mobile-nav__cat ul a:hover { color: var(--blue); }
.mobile-nav__all { font-weight: 600; color: var(--blue) !important; }
.mobile-nav__viewall { display: inline-flex; align-items: center; gap: 6px; min-height: 44px; font-weight: 700; text-decoration: none; margin-top: 4px; }
.mobile-nav__cta { display: grid; gap: var(--s-3); padding: var(--s-5) var(--gutter); margin-top: auto; background: var(--ink); }
.mobile-nav__cta .btn--primary { background: var(--yellow); color: var(--ink); box-shadow: none; }
body.nav-open { overflow: hidden; }

/* ---------- Hero banner carousel (home) ----------
   Image banners in rounded cards; the previous and next banners peek in at the edges.
   --i is the index of the visible slide in the track (index 0 and last are loop copies). */
.hero { position: relative; overflow: hidden; background: #fff; padding: var(--s-4) 0 var(--s-2); }
.hero__viewport { overflow: hidden; }
.hero__track {
  --peek: 10px; --gap: 10px; --i: 1;
  display: flex; gap: var(--gap);
  transform: translateX(calc(var(--peek) + var(--gap) - var(--i) * (100% - 2 * var(--peek) - var(--gap))));
  transition: transform .65s cubic-bezier(.22, .61, .36, 1);
}
@media (min-width: 768px) { .hero__track { --peek: 4%; --gap: 14px; } }
@media (min-width: 1280px) { .hero__track { --peek: 7%; --gap: 16px; } }
.hero__track.no-anim, .hero__track.no-anim .hero__slide { transition: none; }
.hero__slide {
  position: relative; flex: 0 0 calc(100% - 2 * var(--peek) - 2 * var(--gap)); min-width: 0; overflow: hidden;
  border-radius: 18px; background: #EEF2F8; transition: opacity .5s;
}
@media (max-width: 767px) { .hero__slide { border-radius: 12px; } }
.hero__slide:not(.is-active) { opacity: .55; }
.hero__slide::after { content: ""; position: absolute; inset: 0; pointer-events: none; border-radius: inherit; box-shadow: inset 0 0 0 1px rgba(14,26,75,.06); }
.hero__banner { display: block; }
.hero__banner img { display: block; width: 100%; height: auto; aspect-ratio: 1983 / 793; object-fit: cover; }
.hero__banner:focus-visible { box-shadow: none; outline: 3px solid var(--blue); outline-offset: -3px; border-radius: inherit; }
.hero__controls { display: flex; justify-content: center; align-items: center; gap: var(--s-2); margin-top: var(--s-2); }
.hero__dots { display: flex; }
.hero__dot { width: 30px; height: 44px; border: 0; background: none; cursor: pointer; position: relative; padding: 0; }
.hero__dot::before { content: ""; position: absolute; left: 50%; top: 50%; width: 11px; height: 11px; transform: translate(-50%, -50%); border-radius: 50%; background: #B8BFCC; transition: background .2s, transform .2s; }
.hero__dot:hover::before { background: var(--muted); }
.hero__dot.is-active::before { background: var(--ink); box-shadow: 0 0 0 3px var(--yellow); }
.hero__pause { position: relative; display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; border: 1px solid var(--line-strong); background: #fff; color: var(--ink); cursor: pointer; }
.hero__pause:hover { background: var(--bg-tint); }
.hero__pause::after { content: ""; position: absolute; inset: -4px; } /* 48px tap area */
/* ---------- Services we provide (icon strip) ---------- */
.svc-strip { padding: var(--s-5) 0 var(--s-6); text-align: center; }
.svc-strip__kicker { margin: 0 0 2px; font: 700 .75rem var(--font-head); letter-spacing: .1em; text-transform: uppercase; color: var(--muted); }
.svc-strip__title { font-size: clamp(1.5rem, 1.25rem + 1vw, 2rem); margin-bottom: var(--s-4); }
.svc-strip__wrap { display: flex; align-items: center; gap: var(--s-2); max-width: 1180px; margin-inline: auto; }
.svc-strip__box { flex: 1; min-width: 0; background: #fff; border: 1px solid var(--line); border-radius: 12px; box-shadow: var(--shadow-md); overflow: hidden; }
.svc-strip__list { list-style: none; display: flex; overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none; scroll-behavior: smooth; padding: 10px 0; }
.svc-strip__list::-webkit-scrollbar { display: none; }
.svc-strip__list li { flex: 0 0 33.333%; scroll-snap-align: start; position: relative; }
.svc-strip__list li + li::before { content: ""; position: absolute; left: 0; top: 10px; bottom: 10px; border-left: 1px solid var(--line); }
@media (min-width: 560px) { .svc-strip__list li { flex-basis: 25%; } }
@media (min-width: 900px) { .svc-strip__list li { flex-basis: 16.666%; } }
@media (min-width: 1200px) { .svc-strip__list li { flex-basis: 14.285%; } }
.svc-strip__list a {
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 10px; height: 100%; min-height: 118px;
  padding: 12px 8px; text-decoration: none; border-radius: 8px; margin: 0 4px; transition: background .15s;
}
.svc-strip__list a:hover { background: var(--bg-tint); }
.svc-strip__list a:hover .svc-strip__icon::before { transform: scale(1.12); }
.svc-strip__icon { position: relative; display: grid; place-items: center; width: 58px; height: 52px; }
.svc-strip__icon::before { content: ""; position: absolute; left: 6px; bottom: 2px; width: 32px; height: 32px; border-radius: 50%; background: var(--yellow); transition: transform .2s; }
.svc-strip__icon .icon { position: relative; width: 40px; height: 40px; color: var(--ink); stroke-width: 1.5; }
.svc-strip__label { font: 700 .75rem/1.25 var(--font-head); letter-spacing: .03em; text-transform: uppercase; color: var(--blue-dark); }
@media (min-width: 768px) { .svc-strip__label { font-size: .8125rem; } }
.svc-strip__arrow {
  display: grid; place-items: center; flex: none; width: 44px; height: 44px; border: 0; border-radius: 50%;
  background: var(--bg-tint); color: var(--ink); cursor: pointer; transition: background .2s, color .2s;
}
.svc-strip__arrow .icon { width: 24px; height: 24px; }
.svc-strip__arrow:hover:not(:disabled) { background: var(--ink); color: #fff; }
.svc-strip__arrow:disabled { opacity: .35; cursor: default; }
@media (max-width: 767px) {
  /* arrows sit under the strip so the tiles keep the full width */
  .svc-strip__wrap { display: grid; grid-template-columns: 1fr 1fr; gap: var(--s-3) 6px; }
  .svc-strip__box { grid-column: 1 / -1; grid-row: 1; }
  .svc-strip__arrow { grid-row: 2; }
  .svc-strip__arrow:first-child { justify-self: end; }   /* the pair meets in the middle */
  .svc-strip__arrow:last-child { justify-self: start; }
}
@media (min-width: 768px) {
  .svc-strip__arrow { background: none; color: var(--muted); }
  .svc-strip__arrow .icon { width: 30px; height: 30px; }
  .svc-strip__arrow:hover:not(:disabled) { color: var(--ink); background: var(--bg-tint); }
  .svc-strip__arrow:disabled { opacity: .3; background: none; }
}

/* ---------- Our services: category rows (home) ---------- */
.svc-rows { background: #F7F8FB; border-block: 1px solid var(--line); }
.svc-rows__grid { display: grid; }
@media (min-width: 1000px) { .svc-rows__grid { grid-template-columns: minmax(0, 5fr) minmax(0, 8fr); } }
.svc-rows__intro { padding: var(--section-y) 0 var(--s-6); }
@media (min-width: 1000px) {
  .svc-rows__intro { padding: var(--s-9) var(--s-8) var(--s-9) 0; border-right: 1px solid var(--line-strong); }
}
.svc-rows__intro h2 { font-size: clamp(1.6rem, 1.2rem + 1.4vw, 2.3rem); max-width: 16ch; margin-bottom: var(--s-4); }
.svc-rows__intro p:not(.pill-label) { color: var(--muted); max-width: 44ch; line-height: 1.75; margin-bottom: var(--s-6); }
.svc-rows__all { font-size: .8438rem; letter-spacing: .06em; text-transform: uppercase; background: transparent; }
.svc-rows__all:hover { background: var(--ink); color: #fff; border-color: var(--ink); }
.svc-rows__list { list-style: none; margin: 0 calc(-1 * var(--gutter)); }
@media (min-width: 1000px) { .svc-rows__list { margin: 0; } }
.svc-row {
  position: relative; isolation: isolate; overflow: hidden; display: grid; grid-template-columns: minmax(0, 1fr) 48px; gap: var(--s-4); align-items: center;
  padding: var(--s-6) var(--gutter); border-top: 1px solid var(--line-strong);
}
.svc-row:last-child { border-bottom: 1px solid var(--line-strong); }
@media (min-width: 1000px) {
  .svc-row { grid-template-columns: minmax(0, 1fr) 60px; gap: var(--s-6); padding: var(--s-7) var(--s-6) var(--s-7) var(--s-7); }
  .svc-row:first-child { border-top: 0; }
  .svc-row:last-child { border-bottom: 0; }
}
/* Hover image layer: category illustration under an indigo overlay. Replace the files in
   assets/img/services/ with photos (same names, or update the URLs below) to use real imagery. */
.svc-row::before {
  content: ""; position: absolute; inset: 0; z-index: -1; opacity: 0; transform: scale(1.06);
  background: linear-gradient(90deg, rgba(14,26,75,.92) 0%, rgba(14,26,75,.78) 55%, rgba(14,26,75,.55) 100%), var(--row-img) center / cover no-repeat;
  transition: opacity .4s ease, transform .6s ease;
}
.svc-row--tax          { --row-img: url("../img/services/tax.svg"); }
.svc-row--registration { --row-img: url("../img/services/registration.svg"); }
.svc-row--licences     { --row-img: url("../img/services/licences.svg"); }
.svc-row--accounting   { --row-img: url("../img/services/accounting.svg"); }
.svc-row:hover::before, .svc-row:focus-within::before { opacity: 1; transform: none; }
.svc-row__body h3 { font-size: clamp(1.2rem, 1.1rem + .5vw, 1.6rem); margin-bottom: var(--s-2); }
.svc-row__link { color: var(--ink); text-decoration: none; transition: color .3s; }
.svc-row__link::after { content: ""; position: absolute; inset: 0; z-index: 1; }
.svc-row__link:focus-visible { box-shadow: none; }
.svc-row:has(.svc-row__link:focus-visible) { outline: 3px solid var(--yellow); outline-offset: -3px; }
.svc-row__body p { margin: 0; color: var(--muted); max-width: 60ch; line-height: 1.7; transition: color .3s; }
.svc-row__services { margin-top: var(--s-2) !important; font-size: .8438rem; color: #7A8594 !important; }
.svc-row:hover .svc-row__link, .svc-row:focus-within .svc-row__link { color: #fff; }
.svc-row:hover .svc-row__body p, .svc-row:focus-within .svc-row__body p { color: rgba(255,255,255,.85); }
.svc-row:hover .svc-row__services, .svc-row:focus-within .svc-row__services { color: rgba(255,255,255,.7) !important; }
.svc-row__go {
  display: grid; place-items: center; width: 48px; height: 48px; border-radius: 50%; background: var(--ink); color: #fff;
  justify-self: end; transition: background .3s, color .3s, transform .3s;
}
@media (min-width: 1000px) { .svc-row__go { width: 58px; height: 58px; } }
.svc-row__go .icon { width: 22px; height: 22px; stroke-width: 2.25; }
.svc-row:hover .svc-row__go, .svc-row:focus-within .svc-row__go { background: var(--yellow); color: var(--ink); transform: rotate(45deg); }
@media (max-width: 479px) { .svc-row { grid-template-columns: minmax(0, 1fr) 40px; } .svc-row__go { width: 40px; height: 40px; } }
@media (prefers-reduced-motion: reduce) { .svc-row::before { transform: none; } }
/* ---------- Trust marquee ---------- */
.marquee {
  position: relative; overflow: hidden; color: #E6EAF8;
  background: linear-gradient(90deg, var(--ink) 0%, var(--ink-2) 50%, var(--ink) 100%);
}
.marquee::before { content: ""; position: absolute; inset: 0 0 auto; height: 2px; background: linear-gradient(90deg, transparent, var(--yellow) 30%, var(--yellow) 70%, transparent); opacity: .7; }
.marquee__viewport { overflow: hidden; -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); }
.marquee__track { display: flex; width: max-content; animation: marquee 40s linear infinite; will-change: transform; }
.marquee:hover .marquee__track { animation-play-state: paused; }
@keyframes marquee { from { transform: translateX(0); } to { transform: translateX(-33.3333%); } }
.marquee__group { list-style: none; display: flex; align-items: center; flex: none; margin: 0; padding: 0; }
.marquee__group li {
  display: flex; align-items: center; gap: 22px; padding: 0 0 0 22px; height: 42px; white-space: nowrap;
  font: 400 .9375rem/1 var(--font-body); letter-spacing: .02em;
}
@media (min-width: 1024px) { .marquee__group li { height: 46px; font-size: 1rem; gap: 28px; padding-left: 28px; } }
.marquee__sparkle { width: 14px; height: 14px; flex: none; color: var(--yellow); }
@media (prefers-reduced-motion: reduce) {
  .marquee__track { animation: none; width: auto; justify-content: center; }
  .marquee__group[aria-hidden="true"] { display: none; }
  .marquee__group { flex-wrap: wrap; justify-content: center; padding-inline: var(--gutter); }
  .marquee__viewport { -webkit-mask-image: none; mask-image: none; }
}
/* ---------- Page hero (inner pages) ---------- */
.page-hero {
  position: relative; overflow: hidden; color: var(--on-dark); padding-block: var(--s-4) var(--s-7);
  background: radial-gradient(700px 380px at 90% 10%, rgba(23,105,224,.45), transparent 60%), linear-gradient(120deg, var(--ink) 0%, var(--ink-2) 60%, #13307A 100%);
}
.page-hero__grid { position: relative; z-index: 1; display: grid; gap: var(--s-6); align-items: center; }
@media (min-width: 900px) { .page-hero__grid { grid-template-columns: minmax(0, 1fr) 260px; } }
.page-hero h1 { color: #fff; max-width: 22ch; }
.page-hero .lead { color: var(--on-dark); margin-bottom: var(--s-5); }
.page-hero__body { margin-top: var(--s-5); }
.page-hero .btn-row { margin-bottom: var(--s-4); }
.page-hero .btn--secondary { background: transparent; color: #fff; border-color: rgba(255,255,255,.4); }
@media (min-width: 1024px) { .page-hero { padding-block: var(--s-5) var(--s-8); } }
.page-hero__art { display: none; position: relative; width: 240px; height: 240px; justify-self: end; }
@media (min-width: 900px) { .page-hero__art { display: block; } }
.page-hero__ring { position: absolute; inset: 0; border-radius: 50%; background: radial-gradient(circle, rgba(244,183,64,.28) 0 45%, rgba(244,183,64,.1) 46% 70%, transparent 71%); }
.page-hero__badge { position: absolute; inset: 60px; border-radius: 28px; background: var(--yellow); color: var(--ink); display: grid; place-items: center; transform: rotate(-6deg); box-shadow: 0 20px 40px rgba(0,0,0,.25); }
.page-hero__badge .icon { width: 64px; height: 64px; transform: rotate(6deg); }
.page-hero__chip { position: absolute; display: grid; place-items: center; width: 48px; height: 48px; border-radius: 50%; background: #fff; box-shadow: 0 10px 24px rgba(0,0,0,.2); }
.page-hero__chip .icon { width: 24px; height: 24px; }
.page-hero__chip--a { top: 22px; right: 18px; color: var(--teal); }
.page-hero__chip--b { bottom: 26px; left: 16px; color: var(--blue); }
.hero-facts { list-style: none; display: flex; flex-wrap: wrap; gap: 10px 22px; font-size: .9375rem; }
.hero-facts li { display: flex; align-items: center; gap: 8px; }
.hero-facts .icon { color: var(--yellow); }
.article-meta { display: flex; flex-wrap: wrap; gap: 8px 18px; align-items: center; font-size: .9375rem; margin: 0; }
.breadcrumbs ol { list-style: none; display: flex; flex-wrap: wrap; gap: 4px; font-size: .875rem; }
.breadcrumbs li { display: flex; align-items: center; gap: 4px; }
.breadcrumbs li + li::before { content: "\203A"; opacity: .6; }
.breadcrumbs a { color: var(--on-dark); text-decoration: none; display: inline-flex; align-items: center; min-height: 44px; padding: 2px; }
.breadcrumbs a:hover { color: #fff; text-decoration: underline; }
.breadcrumbs [aria-current] { color: var(--yellow); font-weight: 600; }

/* ---------- Cards ---------- */
.card {
  position: relative; background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); padding: var(--s-5);
  box-shadow: var(--shadow-sm); transition: box-shadow .2s, border-color .2s, transform .2s; display: flex; flex-direction: column; min-width: 0;
}
.card p { color: var(--muted); font-size: .9688rem; }
.card > p:last-of-type { margin-bottom: var(--s-4); }
.card:has(.card__link):hover { box-shadow: var(--shadow-md); border-color: var(--yellow); transform: translateY(-3px); }
.card__title { font-size: 1.125rem; margin: var(--s-4) 0 var(--s-2); }
.card__link { color: var(--ink); text-decoration: none; }
.card__link::after { content: ""; position: absolute; inset: 0; border-radius: inherit; }
.card__link:focus-visible { box-shadow: none; }
.card:has(.card__link:focus-visible) { box-shadow: var(--focus); }
.card .link-arrow { margin-top: auto; }
.card__icon { display: inline-grid; place-items: center; width: 52px; height: 52px; border-radius: 50%; flex: none; }
.card__icon .icon { width: 24px; height: 24px; }
.card__icon--blue { background: var(--blue-soft); color: var(--blue); }
.card__icon--navy { background: var(--ink); color: var(--yellow); }
.card__icon--teal { background: var(--teal-soft); color: var(--teal-dark); }
.card__icon--amber { background: var(--yellow-soft); color: var(--yellow-ink); }
.card__icon--soft { background: var(--yellow-soft); color: var(--ink); }

/* Service cards (icon tiles) */
.service-card { text-align: left; }
.service-card .card__icon { background: var(--yellow-soft); color: var(--ink); border: 2px solid var(--yellow); }
.service-card:hover .card__icon { background: var(--yellow); }
.service-card[hidden] { display: none; }
@media (max-width: 479px) {
  .finder-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: var(--s-3); }
  .finder-grid .service-card { padding: var(--s-4) var(--s-3); align-items: center; text-align: center; }
  .finder-grid .service-card p, .finder-grid .service-card .link-arrow { display: none; }
  .finder-grid .card__title { font-size: .9688rem; margin: var(--s-3) 0 0; }
}
@media (min-width: 1024px) { .finder-grid .service-card { text-align: center; align-items: center; } .finder-grid .card__icon { width: 64px; height: 64px; } .finder-grid .card__icon .icon { width: 28px; height: 28px; } }



.mini-card { background: var(--bg-tint); border: 1px solid var(--line); border-left: 4px solid var(--yellow); border-radius: var(--r-md); padding: var(--s-4) var(--s-5); }
.mini-card h3 { font-size: 1.0625rem; margin-bottom: 6px; }
.mini-card p { margin: 0; color: var(--muted); font-size: .9688rem; }

.article-card { padding: 0; overflow: hidden; }
.article-card__art { position: relative; height: 160px; overflow: hidden; }
.article-card__art svg, .article-card__art picture { display: block; width: 100%; height: 100%; }
.article-card__art img { width: 100%; height: 100%; object-fit: cover; }
.article-card__art svg, .article-card__art img { transition: transform .3s; }
.article-card:hover .article-card__art svg, .article-card:hover .article-card__art img { transform: scale(1.04); }
.article-card__body { padding: var(--s-5); display: flex; flex-direction: column; flex: 1; }
.article-card__body .card__title { margin-top: var(--s-2); }
.article-card__meta { display: flex; gap: 12px; align-items: center; font-size: .8125rem; color: var(--muted); margin: 0; }
.tag { display: inline-block; font-size: .75rem; font-weight: 700; padding: 3px 10px; border-radius: var(--r-pill); background: var(--yellow-soft); color: var(--yellow-ink); }
.tag--light { background: rgba(255,255,255,.12); color: #fff; }

/* ---------- EMI calculator (home) ---------- */
.emi { position: relative; overflow: hidden; padding-block: var(--section-y); background: var(--ink); }
.emi::before {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background: radial-gradient(560px 340px at 0% 0%, rgba(244,183,64,.14), transparent 60%), radial-gradient(640px 400px at 100% 100%, rgba(23,105,224,.35), transparent 60%);
}
.emi .container { position: relative; max-width: calc(1120px + 2 * var(--gutter)); }
.emi__panel { position: relative; background: #fff; border-radius: 24px; padding: var(--s-5); box-shadow: 0 30px 70px rgba(5, 11, 42, .35); }
@media (min-width: 768px) { .emi__panel { padding: var(--s-7); } }
@media (min-width: 1100px) { .emi__panel { padding: var(--s-8); } }
.emi__coin {
  position: absolute; display: grid; place-items: center; border-radius: 50%; pointer-events: none;
  font: 800 1.9rem/1 var(--font-head); color: var(--ink);
  background: radial-gradient(circle at 35% 30%, #FFE7AE 0%, var(--yellow) 48%, #D99A1E 100%);
  box-shadow: inset 0 -5px 0 rgba(0,0,0,.1), 0 12px 26px rgba(5,11,42,.3);
}
.emi__coin--a { width: 76px; height: 76px; right: -8px; top: -24px; transform: rotate(16deg); }
.emi__coin--b { width: 52px; height: 52px; left: -16px; bottom: -18px; font-size: 1.35rem; transform: rotate(-14deg); }
@media (max-width: 767px) { .emi__coin { display: none; } }
.emi__head { max-width: 560px; margin-bottom: var(--s-6); }
.emi__head .pill-label { margin-bottom: var(--s-2); }
.emi__head h2 { font-size: clamp(1.45rem, 1.15rem + 1.1vw, 2rem); letter-spacing: -.02em; margin-bottom: var(--s-2); }
.emi__head p:not(.pill-label) { color: var(--muted); margin: 0; font-size: .9688rem; }
.emi__grid { display: grid; gap: var(--s-6); align-items: stretch; }
@media (min-width: 960px) { .emi__grid { grid-template-columns: minmax(0, 1fr) minmax(0, 390px); gap: var(--s-8); } }

/* loan-type dropdown sitting on the panel's top edge */
.emi__panel { margin-top: 30px; padding-top: calc(var(--s-5) + 34px); }
@media (min-width: 768px) { .emi__panel { padding-top: calc(var(--s-7) + 26px); } }
@media (min-width: 1100px) { .emi__panel { padding-top: calc(var(--s-8) + 20px); } }
.emi__type {
  position: absolute; left: 50%; top: 0; transform: translate(-50%, -50%); z-index: 2;
  display: flex; align-items: center; width: min(400px, calc(100% - 40px));
  border-radius: var(--r-pill); background: #fff; box-shadow: 0 12px 30px rgba(5,11,42,.22), 0 0 0 1px rgba(14,26,75,.06);
  transition: box-shadow .2s;
}
.emi__type:hover { box-shadow: 0 14px 34px rgba(5,11,42,.28), 0 0 0 1px rgba(14,26,75,.1); }
.emi__type:focus-within { box-shadow: 0 12px 30px rgba(5,11,42,.22), 0 0 0 3px var(--blue); }
.emi__type select {
  appearance: none; -webkit-appearance: none; width: 100%; min-height: 58px; padding: 0 52px 0 56px; border: 0; border-radius: var(--r-pill);
  background: transparent; font: 600 1.0625rem var(--font-body); color: #3A4656; cursor: pointer;
}
.emi__type select:focus { outline: none; }
.emi__type-icon { position: absolute; left: 24px; width: 20px; height: 20px; color: var(--muted); pointer-events: none; }
.emi__type-caret { position: absolute; right: 26px; width: 12px; height: 8px; color: #E0A020; pointer-events: none; transition: transform .2s; }
.emi__type:focus-within .emi__type-caret { transform: rotate(180deg); }
@media (max-width: 479px) { .emi__type select { min-height: 52px; font-size: 1rem; padding-left: 50px; } .emi__type-icon { left: 20px; } }
/* pill switch */
.emi__toggle { display: inline-grid; grid-template-columns: 1fr 1fr; gap: 2px; padding: 3px; margin-bottom: var(--s-6); border-radius: var(--r-pill); background: var(--bg-tint); border: 1px solid var(--line); width: 100%; max-width: 340px; }
.emi__toggle label { position: relative; cursor: pointer; }
.emi__toggle input { position: absolute; opacity: 0; inset: 0; margin: 0; cursor: pointer; }
.emi__toggle span { display: grid; place-items: center; min-height: 40px; padding: 0 10px; border-radius: var(--r-pill); font: 600 .875rem var(--font-body); white-space: nowrap; color: var(--muted); transition: background .2s, color .2s; }
.emi__toggle input:checked + span { background: var(--ink); color: #fff; }
.emi__toggle input:focus-visible + span { box-shadow: var(--focus); }

/* fields */
.emi__field + .emi__field { margin-top: var(--s-5); }
.emi__row { display: flex; align-items: center; justify-content: space-between; gap: var(--s-3); margin-bottom: 6px; }
.emi__row label { font: 500 .9375rem var(--font-body); color: #3A4656; }
.emi__value { display: inline-flex; align-items: center; gap: 3px; padding: 0 12px; border-radius: 8px; background: var(--bg-tint); font: 700 1rem var(--font-head); color: var(--ink); transition: background .2s, box-shadow .2s; }
.emi__value:focus-within { background: #fff; box-shadow: 0 0 0 2px var(--blue); }
.emi__value span { color: var(--muted); font-weight: 600; font-size: .8125rem; }
.emi__value input { width: 9ch; min-height: 40px; border: 0; padding: 0; background: none; font: inherit; color: inherit; text-align: right; -moz-appearance: textfield; }
#emi-rate-n { width: 4ch; } #emi-months-n { width: 3.5ch; }
.emi__value input:focus { outline: none; }
.emi__value input::-webkit-outer-spin-button, .emi__value input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.emi__scale { display: flex; justify-content: space-between; margin-top: 2px; font-size: .75rem; color: #667085; }

/* slim slider with filled track */
.emi input[type="range"] { --fill: 50%; -webkit-appearance: none; appearance: none; width: 100%; height: 44px; margin: 0; background: transparent; cursor: pointer; }
.emi input[type="range"]::-webkit-slider-runnable-track { height: 6px; border-radius: 6px; background: linear-gradient(90deg, var(--blue) 0 var(--fill), #E4E8F0 var(--fill) 100%); }
.emi input[type="range"]::-moz-range-track { height: 6px; border-radius: 6px; background: #E4E8F0; }
.emi input[type="range"]::-moz-range-progress { height: 6px; border-radius: 6px; background: var(--blue); }
.emi input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 18px; height: 18px; margin-top: -6px; border-radius: 50%;
  background: #fff; border: 0; box-shadow: 0 0 0 2px var(--blue), 0 3px 8px rgba(14,26,75,.25); transition: transform .15s;
}
.emi input[type="range"]::-moz-range-thumb { width: 18px; height: 18px; border-radius: 50%; background: #fff; border: 0; box-shadow: 0 0 0 2px var(--blue), 0 3px 8px rgba(14,26,75,.25); }
.emi input[type="range"]:hover::-webkit-slider-thumb, .emi input[type="range"]:active::-webkit-slider-thumb { transform: scale(1.15); }
.emi input[type="range"]:focus-visible { box-shadow: none; outline: none; }
.emi input[type="range"]:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 2px var(--blue), 0 0 0 6px rgba(23,105,224,.25); }
.emi input[type="range"]:focus-visible::-moz-range-thumb { box-shadow: 0 0 0 2px var(--blue), 0 0 0 6px rgba(23,105,224,.25); }

/* gold loan estimator (shown when "Gold Loan" is selected) */
.emi__gold { display: none; gap: var(--s-6); align-items: start; }
.emi__panel.is-gold .emi__grid { display: none; }
.emi__panel.is-gold .emi__gold { display: grid; }
@media (min-width: 960px) { .emi__gold { grid-template-columns: minmax(0, 1fr) minmax(0, 390px); gap: var(--s-8); } }
.emi__field--inline { display: flex; align-items: center; justify-content: space-between; gap: var(--s-3); }
.emi__field--inline label { font: 500 .9375rem var(--font-body); color: #3A4656; }
.emi__mini-select {
  appearance: none; -webkit-appearance: none; min-width: 92px; min-height: 40px; padding: 0 34px 0 14px; border: 0; border-bottom: 2px solid var(--line-strong);
  border-radius: 0; background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23E0A020' stroke-width='2.5' stroke-linecap='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") no-repeat right 8px center / 16px;
  font: 700 1rem var(--font-head); color: var(--ink); text-align: center; cursor: pointer;
}
.emi__mini-select:focus-visible { outline: none; border-bottom-color: var(--blue); box-shadow: 0 2px 0 var(--blue); }
.emi__gold-label { margin: 0 0 8px; font: 500 .9375rem var(--font-body); color: #3A4656; }
.emi__chips { display: flex; flex-wrap: wrap; gap: 8px; }
.emi__chip { position: relative; }
.emi__chip input { position: absolute; inset: 0; opacity: 0; margin: 0; cursor: pointer; }
.emi__chip span { display: grid; place-items: center; min-width: 52px; min-height: 40px; padding: 0 12px; border: 1px solid var(--line-strong); border-radius: var(--r-pill); font: 600 .9375rem var(--font-head); color: var(--muted); transition: background .2s, color .2s, border-color .2s; }
.emi__chip input:checked + span { background: var(--yellow); border-color: var(--yellow); color: var(--ink); }
.emi__chip input:focus-visible + span { box-shadow: var(--focus); }
.emi__gold-table { width: 100%; border-collapse: collapse; margin-top: var(--s-5); font-size: .9375rem; }
.emi__gold-table th { background: var(--ink); color: #fff; font: 700 .875rem var(--font-head); text-align: left; padding: 10px 14px; }
.emi__gold-table th:first-child { border-radius: 8px 0 0 0; }
.emi__gold-table th:last-child { border-radius: 0 8px 0 0; }
.emi__gold-table td { padding: 8px 10px; border: 1px solid var(--line); background: var(--bg-tint); }
.emi__gold-table input, .emi__gold-table select {
  width: 100%; min-height: 40px; padding: 6px 10px; border: 1px solid transparent; border-radius: 6px;
  background: #fff; font: 600 1rem var(--font-body); color: var(--ink); -moz-appearance: textfield;
}
.emi__gold-table select { appearance: none; -webkit-appearance: none; padding-right: 30px; background: #fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235B6876' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") no-repeat right 8px center / 16px; cursor: pointer; }
.emi__gold-table input::-webkit-outer-spin-button, .emi__gold-table input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.emi__gold-table input:focus, .emi__gold-table select:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 2px rgba(23,105,224,.2); }
.emi__gold-value { font: 700 1rem var(--font-head); color: var(--ink); white-space: nowrap; }
@media (max-width: 559px) {
  .emi__gold-table thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
  .emi__gold-table tr { display: grid; grid-template-columns: 1fr 1fr; gap: 6px; margin-bottom: 10px; }
  .emi__gold-table td { border-radius: 8px; }
  .emi__gold-value { grid-column: 1 / -1; text-align: right; }
}

/* dark results card */
.emi__result {
  position: relative; overflow: hidden; display: flex; flex-direction: column; gap: var(--s-3); padding: var(--s-6) var(--s-5);
  border-radius: 20px; color: var(--on-dark);
  background: radial-gradient(320px 200px at 100% 0%, rgba(23,105,224,.45), transparent 70%), linear-gradient(160deg, var(--ink-2), var(--ink));
}
@media (min-width: 768px) { .emi__result { padding: var(--s-6); } }
.emi__label { margin: 0; font-size: .8125rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; color: var(--yellow); }
.emi__amount { margin: 0; font: 800 clamp(2.1rem, 1.7rem + 1.6vw, 2.75rem)/1 var(--font-head); color: #fff; letter-spacing: -.03em; }
.emi__amount small { margin-left: 6px; font: 500 .9375rem var(--font-body); color: var(--on-dark); letter-spacing: 0; }
.emi__summary { margin: 0; font-size: .8438rem; color: #9AA6D1; }
.emi__split { height: 6px; margin: var(--s-2) 0; border-radius: 6px; background: var(--yellow); overflow: hidden; }
.emi__split span { --p: 70%; display: block; height: 100%; width: var(--p); background: #7EA6F5; transition: width .35s ease; }
.emi__stats { margin: 0 0 var(--s-3); display: grid; }
.emi__stats > div { display: flex; align-items: center; justify-content: space-between; gap: var(--s-3); padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,.1); }
.emi__stats dt { display: flex; align-items: center; gap: 8px; font-size: .875rem; color: var(--on-dark); }
.emi__stats dd { margin: 0; font: 600 .9688rem var(--font-head); color: #fff; }
.emi__stats-total { border-bottom: 0 !important; }
.emi__stats-total dt { color: #fff; font-weight: 600; }
.emi__stats-total dd { font-size: 1.125rem; font-weight: 800; color: var(--yellow); }
.emi__dot { display: inline-block; width: 8px; height: 8px; border-radius: 50%; }
.emi__dot--p { background: #7EA6F5; } .emi__dot--i { background: var(--yellow); }
.emi__result .btn { margin-top: auto; box-shadow: none; }
.emi__more { display: inline-flex; align-items: center; justify-content: center; min-height: 44px; gap: 4px; font-size: .8438rem; font-weight: 500; color: var(--on-dark); text-decoration: none; }
.emi__more:hover { color: #fff; text-decoration: underline; }
.emi__disclaimer { display: flex; gap: 8px; align-items: flex-start; margin: var(--s-5) 0 0; font-size: .78rem; color: var(--muted); }
.emi__disclaimer .icon { color: var(--muted); margin-top: 1px; flex: none; }
/* Phones get the short form of the disclaimer; tablets and desktops get the full text. */
.emi__disc-full { display: none; }
@media (min-width: 768px) { .emi__disc-short { display: none; } .emi__disc-full { display: inline; } }
/* Step icon (used on the How It Works page) */
.step__icon { position: relative; display: inline-grid; place-items: center; width: 56px; height: 56px; border-radius: 50%; background: var(--ink); color: var(--yellow); }
.step__icon .icon { width: 26px; height: 26px; }

/* ---------- How it works: numbered timeline (home) ---------- */
.hiw { padding-block: var(--section-y); background: #fff; }
.hiw__head { text-align: center; margin-bottom: var(--s-6); }
.hiw__pill { display: inline-block; margin: 0 0 var(--s-3); padding: 7px 16px; border: 1px solid var(--line-strong); border-radius: var(--r-pill); font: 600 .8125rem var(--font-head); letter-spacing: .04em; text-transform: uppercase; color: var(--ink); }
.hiw__head h2 { max-width: 26ch; margin: 0 auto; font-size: clamp(1.4rem, 1.1rem + 1.2vw, 2.1rem); line-height: 1.2; letter-spacing: -.02em; }
.hiw__steps { list-style: none; position: relative; display: grid; gap: var(--s-6); margin: 0; padding: 0 0 0 28px; }
/* mobile / tablet: vertical line on the left, dot beside each number */
.hiw__steps::before { content: ""; position: absolute; left: 5px; top: 8px; bottom: 8px; border-left: 1px solid var(--line-strong); }
.hiw__step { position: relative; }
.hiw__step::before { content: ""; position: absolute; left: -28px; top: 14px; width: 11px; height: 11px; border-radius: 50%; background: var(--blue); box-shadow: 0 0 0 4px #fff; }
@media (min-width: 600px) and (max-width: 979px) {
  /* two columns: each step carries its own line so both columns read as timelines */
  .hiw__steps { grid-template-columns: 1fr 1fr; column-gap: var(--s-7); padding-left: 0; }
  .hiw__steps::before { display: none; }
  .hiw__step { padding-left: 28px; }
  .hiw__step::before { left: 0; }
  .hiw__step::after { content: ""; position: absolute; left: 5px; top: 32px; bottom: 0; border-left: 1px solid var(--line-strong); }
}
@media (min-width: 980px) {
  /* desktop: horizontal line, dot above each step and a short drop line */
  .hiw__steps { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: var(--s-6); padding: 0; }
  .hiw__steps::before { left: -2%; right: -2%; top: 5px; bottom: auto; border-left: 0; border-top: 1px solid var(--line-strong); }
  .hiw__step { padding-top: 64px; }
  .hiw__step::before { left: 34px; top: 0; }
  .hiw__step::after { content: ""; position: absolute; left: 39px; top: 11px; height: 44px; border-left: 1px solid var(--line-strong); }
}
.hiw__num { display: flex; align-items: center; gap: 5px; margin-bottom: var(--s-3); }
.hiw__digits {
  font: 500 clamp(2.2rem, 1.9rem + 1vw, 2.6rem)/1 var(--font-head); letter-spacing: -.02em;
  color: transparent; -webkit-text-stroke: 1.5px #8C96A8; transition: color .3s, -webkit-text-stroke-color .3s;
}
@supports not (-webkit-text-stroke: 1px black) { .hiw__digits { color: #C9D2E3; } }
.hiw__tag { writing-mode: vertical-rl; transform: rotate(180deg); font: 800 .6875rem/1 var(--font-head); letter-spacing: .08em; text-transform: uppercase; color: var(--blue); }
.hiw__step h3 { font-size: 1.0313rem; margin-bottom: 6px; }
.hiw__step p { margin: 0; color: var(--muted); font-size: .875rem; line-height: 1.65; max-width: 30ch; }
.hiw__step:hover .hiw__digits { color: var(--yellow); -webkit-text-stroke-color: var(--yellow-ink); }
/* ---------- Why us ---------- */
.why { display: grid; gap: var(--s-6); align-items: stretch; }
@media (min-width: 1024px) { .why { grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); gap: var(--s-7); } }
.why__panel { position: relative; overflow: hidden; border-radius: var(--r-lg); padding: var(--s-6); background: linear-gradient(150deg, var(--ink), var(--ink-3)); color: var(--on-dark); }
.why__panel::after { content: ""; position: absolute; right: -70px; bottom: -70px; width: 220px; height: 220px; border-radius: 50%; border: 40px solid rgba(244,183,64,.25); }
.why__panel h2 { color: #fff; }
.why__panel .hl { color: var(--yellow); }
.why__panel p { position: relative; z-index: 1; }
.why__panel .btn { position: relative; z-index: 1; }
.why__grid { display: grid; gap: var(--s-3); }
@media (min-width: 640px) { .why__grid { grid-template-columns: 1fr 1fr; } }
.benefit { display: flex; gap: var(--s-4); padding: var(--s-5); border-radius: var(--r-lg); border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow-sm); }
.benefit h3 { font-size: 1.0625rem; margin-bottom: 6px; }
.benefit p { margin: 0; color: var(--muted); font-size: .9375rem; }
.benefit__icon { display: grid; place-items: center; width: 48px; height: 48px; flex: none; border-radius: 50%; background: var(--yellow-soft); color: var(--ink); border: 2px solid var(--yellow); }

/* ---------- Checklist preview ---------- */
/* Document checklist - vertical tabs (home) */
.doc-tabs { display: grid; gap: var(--s-4); align-items: start; }
@media (min-width: 900px) { .doc-tabs { grid-template-columns: 290px minmax(0, 1fr); gap: var(--s-7); } }
.doc-tabs__list { display: flex; gap: 6px; overflow-x: auto; scrollbar-width: none; margin-inline: calc(-1 * var(--gutter)); padding: 2px var(--gutter) 6px; }
.doc-tabs__list::-webkit-scrollbar { display: none; }
@media (min-width: 900px) { .doc-tabs__list { flex-direction: column; overflow: visible; margin: 0; padding: 0; position: sticky; top: calc(var(--header-h) + 24px); } }
.doc-tabs__tab {
  display: flex; align-items: center; gap: 10px; flex: none; min-height: 48px; padding: 10px 18px; border: 0; border-radius: var(--r-md);
  background: none; color: var(--muted); font: 600 1rem var(--font-body); text-align: left; cursor: pointer; white-space: nowrap;
  transition: background .15s, color .15s;
}
@media (min-width: 900px) { .doc-tabs__tab { min-height: 54px; padding: 12px 20px; font-size: 1.0625rem; white-space: normal; } }
.doc-tabs__tab:hover { color: var(--ink); background: var(--bg-tint); }
.doc-tabs__arrow { opacity: 0; width: 0; transition: opacity .15s, width .15s; }
.doc-tabs__tab[aria-selected="true"] { background: var(--ink-soft); color: var(--ink-3); font-weight: 700; }
.doc-tabs__tab[aria-selected="true"] .doc-tabs__arrow { opacity: 1; width: 16px; }
.doc-tabs__panel { background: var(--bg-tint); border: 1px solid var(--line); border-radius: 20px; padding: var(--s-5); min-width: 0; }
@media (min-width: 768px) { .doc-tabs__panel { padding: var(--s-7) var(--s-7) var(--s-6); } }
.doc-tabs__panel:focus-visible { box-shadow: var(--focus); }
.doc-tabs__panel:not([hidden]) { animation: fade-up .3s ease-out; }
@keyframes fade-up { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }
.doc-tabs__cat { display: inline-flex; align-items: center; gap: 6px; margin: 0 0 var(--s-3); padding: 4px 12px; border-radius: var(--r-pill); background: #fff; border: 1px solid var(--line); font: 700 .75rem var(--font-head); letter-spacing: .06em; text-transform: uppercase; color: var(--ink-3); }
.doc-tabs__title { font-size: clamp(1.4rem, 1.2rem + .8vw, 1.875rem); margin-bottom: var(--s-2); }
.doc-tabs__summary { color: var(--muted); max-width: 65ch; margin-bottom: var(--s-4); }
.doc-tabs__group { font-size: .8125rem; text-transform: uppercase; letter-spacing: .07em; color: var(--muted); margin: var(--s-5) 0 var(--s-3); padding-top: var(--s-4); border-top: 1px solid var(--line); }
.doc-tabs__items { list-style: none; display: grid; gap: 12px var(--s-6); }
@media (min-width: 640px) { .doc-tabs__items { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.doc-tabs__items li { display: flex; gap: 10px; align-items: flex-start; color: #3A4656; font-size: .9688rem; }
.doc-tabs__items .icon { color: var(--ink-3); width: 18px; height: 18px; margin-top: 3px; stroke-width: 2.25; }
.doc-tabs__note { display: flex; gap: 8px; align-items: flex-start; margin: var(--s-5) 0 var(--s-4); padding: 12px 14px; border-radius: var(--r-md); background: #fff; border: 1px solid var(--line); font-size: .875rem; color: var(--muted); }
.doc-tabs__note .icon { color: var(--blue); margin-top: 2px; }
.doc-tabs__actions { display: flex; flex-wrap: wrap; gap: var(--s-3); }
@media (max-width: 479px) { .doc-tabs__actions .btn { flex: 1 1 100%; } }
.select-label { display: block; font-weight: 700; margin-bottom: 6px; color: var(--ink); font-family: var(--font-head); }
.select, .form select {
  appearance: none; width: 100%; min-height: 48px; padding: 10px 44px 10px 14px; border: 1px solid var(--line-strong); border-radius: var(--r-sm);
  font: 500 1rem var(--font-body); color: var(--text);
  background: #fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235B6876' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") no-repeat right 14px center / 18px;
}
.check-list { list-style: none; display: grid; gap: 10px; margin-bottom: var(--s-4); }
.check-list li { display: flex; gap: 10px; align-items: flex-start; }
.check-list .icon { color: var(--teal); margin-top: 3px; }

/* ---------- Plans ---------- */
.plans { display: grid; gap: var(--s-5); align-items: stretch; }
@media (min-width: 640px) and (max-width: 899px) { .plans { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 900px) { .plans { grid-template-columns: repeat(3, 1fr); } }
.plan { position: relative; display: flex; flex-direction: column; padding: var(--s-6) var(--s-5); border-radius: var(--r-lg); background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow-sm); }
.plan__icon { display: grid; place-items: center; width: 56px; height: 56px; border-radius: 50%; background: var(--yellow-soft); color: var(--ink); border: 2px solid var(--yellow); margin-bottom: var(--s-4); }
.plan h3 { font-size: 1.3125rem; margin-bottom: 4px; }
.plan__text { color: var(--muted); font-size: .9375rem; }
.plan__price { font: 800 1.5rem/1.2 var(--font-head); color: var(--ink); padding: var(--s-4) 0; margin-bottom: var(--s-4); border-block: 1px dashed var(--line-strong); }
.plan__price span { display: block; font: 500 .8125rem var(--font-body); color: var(--muted); margin-top: 4px; }
.plan .check-list { font-size: .9375rem; margin-bottom: var(--s-5); }
.plan .btn { margin-top: auto; }
.plan--featured { background: linear-gradient(160deg, var(--ink), var(--ink-3)); border-color: var(--ink); color: var(--on-dark); box-shadow: var(--shadow-lg); }
@media (min-width: 900px) { .plan--featured { transform: translateY(-12px); } }
.plan--featured h3, .plan--featured .plan__price { color: #fff; }
.plan--featured .plan__text, .plan--featured .plan__price span { color: var(--on-dark); }
.plan--featured .plan__icon { background: var(--yellow); }
.plan--featured .plan__price { border-color: rgba(255,255,255,.2); }
.plan--featured .check-list .icon { color: var(--yellow); }

/* ---------- Notices ---------- */
.notice { display: flex; gap: 12px; align-items: flex-start; padding: 14px 16px; border-radius: var(--r-md); background: var(--blue-soft); border: 1px solid #CFE0FB; margin: var(--s-4) 0; }
.notice p { margin: 0; font-size: .9375rem; color: var(--ink); }
.notice .icon { color: var(--blue); margin-top: 2px; }
.notice--warn { background: var(--yellow-soft); border-color: #F6DDA3; }
.notice--warn .icon { color: var(--yellow-ink); }

/* ---------- Filter / chips ---------- */
.filter__search { position: relative; max-width: 560px; margin: 0 auto var(--s-4); }
.filter__search .icon { position: absolute; left: 16px; top: 50%; transform: translateY(-50%); color: var(--muted); }
.filter__search input { width: 100%; min-height: 54px; padding: 12px 18px 12px 48px; border: 2px solid var(--line); border-radius: var(--r-pill); font: 500 1rem var(--font-body); background: #fff; box-shadow: var(--shadow-sm); }
.filter__search input:focus { outline: none; border-color: var(--yellow); box-shadow: 0 0 0 4px rgba(244,183,64,.25); }
.chips { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px; margin-bottom: var(--s-6); }
.chip {
  display: inline-flex; align-items: center; min-height: 42px; padding: 8px 18px; border-radius: var(--r-pill); border: 1px solid var(--line-strong);
  background: #fff; color: var(--ink); font: 700 .9063rem var(--font-head); cursor: pointer; text-decoration: none;
}
.chip:hover { border-color: var(--ink); color: var(--ink); }
.chip.is-active { background: var(--ink); border-color: var(--ink); color: #fff; }
.chips--links { justify-content: flex-start; }
@media (max-width: 767px) {
  .chips { flex-wrap: nowrap; justify-content: flex-start; overflow-x: auto; scrollbar-width: none; margin-inline: calc(-1 * var(--gutter)); padding: 2px var(--gutter) 4px; }
  .chips::-webkit-scrollbar { display: none; }
  .chip { flex: none; }
}
.filter__empty { text-align: center; color: var(--muted); margin-top: var(--s-5); }
.service-group + .service-group { margin-top: var(--s-8); }
.service-group[hidden] { display: none; }
.service-group__head { display: flex; flex-wrap: wrap; align-items: baseline; justify-content: space-between; gap: 8px 16px; margin-bottom: var(--s-4); padding-bottom: var(--s-3); border-bottom: 3px solid var(--yellow); }
.service-group__head h2 { font-size: clamp(1.35rem, 1.2rem + .6vw, 1.75rem); margin: 0; }

/* ---------- FAQ ---------- */
.faq-layout { display: grid; gap: var(--s-6); align-items: start; }
@media (min-width: 1000px) { .faq-layout { grid-template-columns: minmax(0, .75fr) minmax(0, 1.25fr); gap: var(--s-8); } .faq-layout__intro { position: sticky; top: calc(var(--header-h) + 24px); } }
.faq-box { background: #fff; border-radius: var(--r-lg); box-shadow: var(--shadow-md); padding: var(--s-3); }
.faq { display: grid; gap: var(--s-3); }
.faq-box .faq { gap: 0; }
.faq__item { background: #fff; border: 1px solid var(--line); border-radius: var(--r-md); }
.faq-box .faq__item { border: 0; border-bottom: 1px solid var(--line); border-radius: 0; }
.faq-box .faq__item:last-child { border-bottom: 0; }
.faq__item summary {
  list-style: none; display: flex; align-items: center; justify-content: space-between; gap: var(--s-4); cursor: pointer;
  padding: 16px 18px; min-height: 58px; font: 700 1rem var(--font-head); color: var(--ink);
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary:hover { color: var(--blue); }
.faq__chev { transition: transform .2s; color: var(--ink); background: var(--yellow-soft); border-radius: 50%; padding: 4px; width: 28px; height: 28px; }
details[open] > summary .faq__chev { transform: rotate(180deg); background: var(--yellow); }
.faq__answer { padding: 0 18px 16px; }
.faq__answer p { margin: 0; color: var(--muted); max-width: 72ch; }
.faq-group + .faq-group { margin-top: var(--s-7); }
.faq-group h2 { font-size: clamp(1.3rem, 1.15rem + .6vw, 1.625rem); }

/* ---------- Social proof strip (above the testimonials) ---------- */
.proof { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: var(--s-4) var(--s-5); padding-bottom: var(--s-6); margin-bottom: var(--s-7); border-bottom: 1px solid var(--line-strong); }
.proof__clients { display: flex; align-items: center; gap: var(--s-4); min-width: 0; }
.proof__avatars { display: flex; }
.proof__av { width: 48px; height: 48px; flex: none; border-radius: 50%; object-fit: cover; border: 3px solid var(--bg-tint); margin-left: -16px; background: var(--ink-soft); }
.proof__av:first-child { margin-left: 0; }
.proof__av--plus { display: grid; place-items: center; background: var(--ink); color: #fff; font: 800 1.25rem var(--font-head); }
.proof__text { margin: 0; display: grid; gap: 2px; }
.proof__text strong { font: 800 1.1875rem/1.3 var(--font-head); color: var(--ink); letter-spacing: -.01em; max-width: 22ch; }
.proof__text span { font-size: .875rem; color: var(--muted); }
.proof__rating { display: flex; align-items: center; gap: var(--s-3); margin: 0; text-decoration: none; color: inherit; }
.proof__score { font: 800 clamp(2.5rem, 1.9rem + 2vw, 3.5rem)/1 var(--font-head); color: var(--ink); letter-spacing: -.05em; }
.proof__meta { display: grid; gap: 4px; }
.proof__stars { display: flex; gap: 2px; color: var(--yellow); }
.proof__stars .icon { width: 20px; height: 20px; }
.proof__platform { display: flex; align-items: center; gap: 5px; font: 700 1.0625rem var(--font-head); color: var(--ink); letter-spacing: -.01em; }
.proof__platform .icon { width: 16px; height: 16px; color: var(--teal); }
.proof__platform--lg { font-size: 1rem; }
.proof__sub { display: block; font-size: .8125rem; color: var(--muted); }
a.proof__rating:hover .proof__platform { color: var(--blue); text-decoration: underline; }
@media (max-width: 559px) { .proof { justify-content: flex-start; } .proof__score { font-size: 2rem; } }
/* ---------- Testimonials slider ---------- */
.tst { padding-block: var(--section-y); background: var(--bg-tint); }
.tst__slider { position: relative; }
.tst__track {
  display: grid; grid-auto-flow: column; grid-auto-columns: 100%; gap: var(--s-4);
  overflow-x: auto; scroll-snap-type: x mandatory; scroll-behavior: smooth; scrollbar-width: none;
  padding: 4px 4px var(--s-5);
}
.tst__track::-webkit-scrollbar { display: none; }
@media (min-width: 640px) { .tst__track { grid-auto-columns: calc(50% - var(--s-4) / 2); } }
@media (min-width: 1024px) { .tst__track { grid-auto-columns: calc(33.333% - var(--s-5) * 2 / 3); gap: var(--s-5); } }
.tst__card {
  position: relative; display: grid; align-content: start; gap: var(--s-3); margin: 0; padding: var(--s-6) var(--s-5) var(--s-5);
  background: #fff; border: 1px solid var(--line); border-radius: 18px; box-shadow: var(--shadow-sm);
  scroll-snap-align: start; transition: box-shadow .2s, transform .2s;
}
.tst__card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.tst__mark { font: 800 3rem/.5 var(--font-head); color: var(--yellow); }
.tst__card blockquote { margin: 0; }
.tst__card blockquote p { margin: 0; font-size: .9688rem; line-height: 1.7; color: #3A4656; }
.tst__by { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; margin-top: auto; padding-top: var(--s-4); border-top: 1px solid var(--line); }
.tst__avatar { width: 52px; height: 52px; flex: none; border-radius: 50%; object-fit: cover; border: 2px solid var(--yellow); }
.tst__avatar--initials { display: grid; place-items: center; background: var(--ink); color: var(--yellow); font: 800 1.125rem var(--font-head); }
.tst__who { display: grid; min-width: 0; flex: 1; }
.tst__name { font: 800 1rem var(--font-head); color: var(--ink); }
.tst__role { font-size: .8125rem; color: var(--muted); }
.tst__tag { padding: 4px 10px; border-radius: var(--r-pill); background: var(--blue-soft); color: var(--blue-dark); font: 700 .6875rem var(--font-head); white-space: nowrap; }
.tst__nav { display: flex; align-items: center; justify-content: center; gap: var(--s-3); }
.tst__btn { display: grid; place-items: center; width: 48px; height: 48px; flex: none; border: 0; border-radius: 50%; background: var(--ink); color: #fff; cursor: pointer; transition: background .2s, color .2s, transform .2s; }
.tst__btn:hover:not(:disabled) { background: var(--yellow); color: var(--ink); transform: translateY(-2px); }
.tst__btn:disabled { opacity: .35; cursor: default; }
.tst__count { margin: 0; min-width: 62px; text-align: center; font: 600 .875rem var(--font-head); color: var(--muted); }
/* ---------- Detail layout (service / article / checklist) ---------- */
.toc { position: sticky; top: calc(var(--header-h) - 1px); z-index: 20; background: #fff; border-bottom: 1px solid var(--line); box-shadow: var(--shadow-sm); }
.toc ul { list-style: none; display: flex; gap: 4px; overflow-x: auto; scrollbar-width: none; padding: 8px 0; }
.toc ul::-webkit-scrollbar { display: none; }
.toc a { display: inline-flex; align-items: center; min-height: 40px; padding: 6px 14px; border-radius: var(--r-pill); white-space: nowrap; font: 700 .875rem var(--font-head); color: var(--muted); text-decoration: none; }
.toc a:hover { background: var(--bg-tint); color: var(--ink); }
.toc a.is-current { background: var(--ink); color: #fff; }
.site-header.is-compact ~ main .toc { top: 63px; }
.detail { display: grid; gap: var(--s-7); padding-block: var(--s-7) var(--section-y); }
@media (min-width: 1024px) { .detail { grid-template-columns: minmax(0, 1fr) 380px; gap: var(--s-8); padding-top: var(--s-8); } }
.detail__aside { min-width: 0; }
.sticky-stack { display: grid; gap: var(--s-4); }
@media (min-width: 1024px) { .sticky-stack { position: sticky; top: calc(var(--header-h) + 72px); } }
.prose-sections > section { padding-bottom: var(--s-7); margin-bottom: var(--s-7); border-bottom: 1px solid var(--line); }
.prose-sections > section:last-child { border-bottom: 0; margin-bottom: 0; }
.prose-sections h2 { font-size: clamp(1.4rem, 1.2rem + .8vw, 1.875rem); margin-bottom: var(--s-4); padding-left: 16px; border-left: 5px solid var(--yellow); }
.prose-sections p { max-width: 70ch; }
.bullet-list { padding-left: 1.2rem; display: grid; gap: 8px; margin-bottom: var(--s-4); }
.bullet-list li { max-width: 70ch; }
.bullet-list li::marker { color: var(--yellow-ink); }
.doc-groups { display: grid; gap: var(--s-4); }
@media (min-width: 700px) { .doc-groups { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.doc-group { border: 1px solid var(--line); border-radius: var(--r-md); padding: var(--s-4) var(--s-5); background: #fff; box-shadow: var(--shadow-sm); }
.doc-group h3 { display: flex; align-items: center; gap: 8px; font-size: 1rem; }
.doc-group h3 .icon { color: var(--yellow-ink); }
.doc-group .check-list { font-size: .9375rem; margin: 0; }
.timeline { list-style: none; display: grid; }
.timeline li { display: grid; grid-template-columns: 44px 1fr; gap: var(--s-4); position: relative; padding-bottom: var(--s-5); }
.timeline li:not(:last-child)::before { content: ""; position: absolute; left: 21px; top: 48px; bottom: 4px; border-left: 2px dashed var(--line-strong); }
.timeline__num { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 50%; background: var(--yellow); color: var(--ink); font: 800 1rem var(--font-head); }
.timeline h3 { margin: 10px 0 4px; font-size: 1.0625rem; }
.timeline p { margin: 0; color: var(--muted); }
.fact-cards { display: grid; gap: var(--s-4); }
@media (min-width: 700px) { .fact-cards { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.fact-card { border: 1px solid var(--line); border-radius: var(--r-md); padding: var(--s-5); background: #fff; box-shadow: var(--shadow-sm); border-top: 4px solid var(--yellow); }
.fact-card h3 { margin: var(--s-3) 0 var(--s-2); font-size: 1rem; }
.fact-card p { font-size: .9375rem; color: var(--muted); margin-bottom: var(--s-2); }
.fact-card__value { font: 700 1rem var(--font-head); color: var(--ink) !important; }
.warn-list { list-style: none; display: grid; gap: 10px; }
.warn-list li { display: flex; gap: 12px; align-items: flex-start; padding: 12px 14px; border-radius: var(--r-sm); background: var(--danger-soft); }
.warn-list .icon { color: var(--danger); margin-top: 2px; }
.aside-card { border: 1px solid var(--line); border-radius: var(--r-lg); padding: var(--s-5); background: #fff; box-shadow: var(--shadow-sm); }
.aside-card--tint { background: var(--bg-tint); }
.aside-card__title { font-size: 1.125rem; margin-bottom: var(--s-2); }
.aside-card p { color: var(--muted); font-size: .9375rem; }
.aside-card .btn + .btn { margin-top: var(--s-3); }
.aside-links { list-style: none; display: grid; gap: 4px; }
.aside-links a { display: flex; align-items: center; gap: 10px; min-height: 44px; padding: 6px 8px; border-radius: var(--r-sm); color: var(--ink); text-decoration: none; font-weight: 600; }
.aside-links a:hover { background: var(--bg-tint); color: var(--blue); }
.aside-links .icon { color: var(--yellow-ink); }

/* Checklist page */
.checklist-picker { max-width: 520px; }
.doc-cat { display: flex; align-items: center; gap: 12px; font-size: clamp(1.25rem, 1.15rem + .5vw, 1.5rem); margin: var(--s-7) 0 var(--s-3); }
.doc-cat .icon { color: var(--yellow); background: var(--ink); border-radius: 10px; padding: 7px; width: 38px; height: 38px; }
.doc-details { border: 1px solid var(--line); border-radius: var(--r-md); background: #fff; margin-bottom: var(--s-3); scroll-margin-top: calc(var(--header-h) + 24px); }
.doc-details summary { list-style: none; display: flex; justify-content: space-between; align-items: center; gap: var(--s-3); padding: 14px 18px; min-height: 56px; cursor: pointer; font: 700 1rem var(--font-head); color: var(--ink); }
.doc-details summary::-webkit-details-marker { display: none; }
.doc-details__body { padding: 0 18px 12px; }
.doc-details__body h3 { font-size: .8125rem; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); margin: var(--s-3) 0 var(--s-2); }
.doc-details.is-highlight { border-color: var(--yellow); box-shadow: 0 0 0 3px var(--yellow-soft); }

/* Article */
.article-body { font-size: 1.0625rem; }
.article-body h2 { font-size: clamp(1.35rem, 1.2rem + .7vw, 1.75rem); }
.article-author { color: var(--muted); font-size: .9375rem; }
table.compare { width: 100%; border-collapse: collapse; margin: var(--s-4) 0 var(--s-5); font-size: .9375rem; }
table.compare th, table.compare td { text-align: left; padding: 12px 14px; border-bottom: 1px solid var(--line); vertical-align: top; }
table.compare thead th { background: var(--ink); color: #fff; font-family: var(--font-head); }
table.compare thead th:first-child { border-top-left-radius: var(--r-sm); }
table.compare thead th:last-child { border-top-right-radius: var(--r-sm); }
table.compare tbody tr:nth-child(even) { background: var(--bg-tint); }
table.compare tbody th, table.compare tbody td:first-child { font-weight: 600; color: var(--ink); }
@media (max-width: 719px) {
  table.compare, table.compare tbody, table.compare tr, table.compare td, table.compare th { display: block; width: 100%; }
  table.compare thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
  table.compare tr { border: 1px solid var(--line); border-radius: var(--r-md); margin-bottom: var(--s-3); overflow: hidden; background: #fff !important; }
  table.compare td, table.compare tbody th { border: 0; border-bottom: 1px solid var(--line); padding: 10px 14px; }
  table.compare td:first-child, table.compare tbody th:first-child { background: var(--ink); color: #fff; }
  table.compare td[data-label]::before { content: attr(data-label); display: block; font-size: .75rem; font-weight: 700; text-transform: uppercase; letter-spacing: .05em; color: var(--muted); margin-bottom: 2px; }
}

/* About */
.entity-card .card__title { margin-bottom: var(--s-4); }
.meta-list { margin: 0; display: grid; gap: 10px; }
.meta-list div { display: grid; gap: 2px; }
.meta-list dt { font-size: .8125rem; font-weight: 600; color: var(--muted); text-transform: uppercase; letter-spacing: .05em; }
.meta-list dd { margin: 0; color: var(--text); }
.leader-card { flex-direction: row; gap: var(--s-4); align-items: flex-start; }
.leader-card .card__title { margin-top: 0; margin-bottom: 2px; }
.leader-card__avatar { display: grid; place-items: center; width: 68px; height: 68px; flex: none; border-radius: 50%; background: var(--ink); color: var(--yellow); font: 800 1.25rem var(--font-head); border: 4px solid var(--yellow); }
.leader-card__role { font-weight: 600; color: var(--blue) !important; margin-bottom: var(--s-2); }

/* How it works page */
.process-list { list-style: none; display: grid; gap: var(--s-5); margin-bottom: var(--s-6); }
.process-list__item { display: grid; gap: var(--s-4); padding: var(--s-5); border: 1px solid var(--line); border-left: 5px solid var(--yellow); border-radius: var(--r-lg); background: #fff; box-shadow: var(--shadow-sm); }
@media (min-width: 700px) { .process-list__item { grid-template-columns: 150px 1fr; padding: var(--s-6); } }
.process-list__marker { display: flex; align-items: center; gap: var(--s-3); }
@media (min-width: 700px) { .process-list__marker { flex-direction: column; align-items: flex-start; } }
.process-list__num { font: 800 .875rem var(--font-head); text-transform: uppercase; letter-spacing: .08em; color: var(--yellow-ink); }
.process-list__body h2 { font-size: clamp(1.3rem, 1.15rem + .6vw, 1.625rem); }
.process-list__body .check-list { margin: 0; }

/* Contact */
.contact-layout { display: grid; gap: var(--s-7); align-items: start; }
@media (min-width: 1000px) { .contact-layout { grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr); gap: var(--s-8); } }
.contact-cards { list-style: none; display: grid; gap: var(--s-3); margin-bottom: var(--s-5); }
@media (min-width: 560px) { .contact-cards { grid-template-columns: 1fr 1fr; } .contact-card--wide { grid-column: 1 / -1; } }
.contact-card { display: flex; gap: var(--s-3); padding: var(--s-4); border: 1px solid var(--line); border-radius: var(--r-md); background: #fff; box-shadow: var(--shadow-sm); min-width: 0; }
.contact-card h3 { font-size: 1rem; margin-bottom: 2px; }
.contact-card p, .contact-card address { margin: 0; color: var(--muted); overflow-wrap: anywhere; }
.contact-card a { font-weight: 600; }

/* ---------- Forms ---------- */
.form { position: relative; background: #fff; border-radius: var(--r-lg); max-width: 560px; width: 100%; margin-inline: auto; }
.form--card { border: 1px solid var(--line); border-top: 5px solid var(--yellow); box-shadow: var(--shadow-lg); padding: var(--s-5); }
@media (min-width: 768px) { .form--card { padding: var(--s-6); } }
.form__title { font-size: 1.375rem; margin-bottom: 4px; }
.form__intro { color: var(--muted); font-size: .9375rem; margin-bottom: var(--s-4); }
.form__grid { display: grid; gap: var(--s-3); grid-template-columns: 1fr; margin-top: var(--s-4); }
@media (min-width: 480px) { .form__grid { grid-template-columns: 1fr 1fr; } .form__field--full { grid-column: 1 / -1; } }
.detail__aside .form__grid { grid-template-columns: 1fr; }
@media (min-width: 480px) and (max-width: 1023px) { .detail__aside .form__grid { grid-template-columns: 1fr 1fr; } }
.form__field { min-width: 0; }
.form label { display: block; font-weight: 600; font-size: .9063rem; color: var(--ink); margin-bottom: 6px; }
.form .req { color: var(--danger); margin-left: 2px; }
.form .opt { font-weight: 400; color: var(--muted); }
.form input[type="text"], .form input[type="email"], .form input[type="tel"], .form select, .form textarea {
  width: 100%; min-height: 48px; padding: 11px 14px; border: 1px solid var(--line-strong); border-radius: var(--r-sm);
  font: 400 1rem var(--font-body); color: var(--text); background-color: #fff; transition: border-color .15s, box-shadow .15s;
}
.form select { padding-right: 44px; }
.form textarea { resize: vertical; min-height: 110px; }
.form input:focus, .form select:focus, .form textarea:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(23, 105, 224, .2); }
.form [aria-invalid="true"] { border-color: var(--danger) !important; background-color: var(--danger-soft) !important; }
.input-prefix { display: flex; }
.input-prefix span { display: grid; place-items: center; padding: 0 12px; border: 1px solid var(--line-strong); border-right: 0; border-radius: var(--r-sm) 0 0 var(--r-sm); background: var(--bg-tint); color: var(--muted); font-weight: 600; }
.input-prefix input { border-radius: 0 var(--r-sm) var(--r-sm) 0 !important; min-width: 0; }
.form__hint { font-size: .8125rem; color: var(--muted); margin: 4px 0 0; }
.form__error { font-size: .8438rem; color: var(--danger); font-weight: 600; margin: 4px 0 0; }
.form__consent { display: grid; grid-template-columns: 26px 1fr; gap: 4px 10px; align-items: start; margin: var(--s-4) 0; }
.form__consent input { width: 24px; height: 24px; margin: 0; accent-color: var(--ink); cursor: pointer; }
.form__consent label { font-weight: 400; font-size: .875rem; color: var(--text); margin: 0; cursor: pointer; }
.form__consent .form__error { grid-column: 2; }
.form__privacy { display: flex; gap: 8px; align-items: flex-start; font-size: .8125rem; color: var(--muted); margin: var(--s-3) 0 0; }
.form__privacy .icon { color: var(--teal); margin-top: 2px; }
.form__hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form__status:empty { display: none; }
.form__status { margin-top: var(--s-3); padding: 12px 14px; border-radius: var(--r-sm); font-size: .9375rem; font-weight: 500; }
.form__status.is-success { background: var(--teal-soft); color: var(--success); border: 1px solid #B5E1DB; }
.form__status.is-error { background: var(--danger-soft); color: var(--danger); border: 1px solid #F5C6C2; }
.form__noscript { font-size: .875rem; color: var(--danger); }
.form.is-done .form__grid, .form.is-done .form__consent, .form.is-done button[type="submit"], .form.is-done .form__intro { display: none; }

/* ---------- Enquiry section above the footer ---------- */
.enquiry-band { position: relative; padding-block: var(--section-y); background: #fff; }
.enquiry-band__panel {
  position: relative; overflow: hidden; display: grid; gap: var(--s-6); align-items: center;
  padding: var(--s-6) var(--s-5); border-radius: 24px; color: var(--on-dark);
  background: radial-gradient(520px 360px at 0% 100%, rgba(244,183,64,.22), transparent 65%),
              radial-gradient(600px 400px at 100% 0%, rgba(23,105,224,.5), transparent 60%),
              linear-gradient(135deg, var(--ink) 0%, var(--ink-2) 60%, #13307A 100%);
  box-shadow: var(--shadow-lg);
}
.enquiry-band__panel::before {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background-image: radial-gradient(rgba(255,255,255,.08) 1.2px, transparent 1.2px); background-size: 22px 22px;
  -webkit-mask-image: linear-gradient(90deg, #000, transparent 55%); mask-image: linear-gradient(90deg, #000, transparent 55%);
}
.enquiry-band__panel::after { content: ""; position: absolute; left: -90px; top: -90px; width: 260px; height: 260px; border-radius: 50%; border: 46px solid rgba(244,183,64,.14); pointer-events: none; }
.enquiry-band__copy, .enquiry-band__form { position: relative; z-index: 1; min-width: 0; }
@media (min-width: 960px) {
  .enquiry-band__panel { grid-template-columns: minmax(0, 1fr) minmax(0, 480px); gap: var(--s-8); padding: var(--s-8) var(--s-8); }
}
.enquiry-band h2 { color: #fff; font-size: clamp(1.6rem, 1.2rem + 1.5vw, 2.4rem); max-width: 20ch; }
.enquiry-band .hl { color: var(--yellow); }
.enquiry-band__text { color: var(--on-dark); max-width: 52ch; }
.enquiry-band__points { margin-bottom: var(--s-5); }
.enquiry-band__points li { color: #fff; font-weight: 500; }
.enquiry-band__points .icon { color: var(--yellow); }
.enquiry-band__contact { display: grid; gap: var(--s-3); }
@media (min-width: 520px) { .enquiry-band__contact { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.enquiry-band__channel {
  display: flex; align-items: center; gap: 12px; padding: 12px 14px; min-height: 64px; border-radius: var(--r-md);
  background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14); color: #fff; text-decoration: none;
  font: 700 .9375rem/1.3 var(--font-head); transition: background .2s, border-color .2s; min-width: 0;
}
.enquiry-band__channel:hover { background: rgba(255,255,255,.12); border-color: var(--yellow); color: #fff; }
.enquiry-band__channel > span:first-child { display: grid; place-items: center; width: 42px; height: 42px; flex: none; border-radius: 50%; background: var(--yellow); color: var(--ink); }
.enquiry-band__channel > span:first-child.is-wa { background: var(--wa); color: #fff; }
.enquiry-band__channel > span:last-child { min-width: 0; overflow-wrap: anywhere; }
.enquiry-band__channel small { display: block; font: 600 .75rem var(--font-body); color: var(--on-dark); letter-spacing: .04em; text-transform: uppercase; }
.enquiry-band__channel mark.ph { font-size: .78rem; }
.enquiry-band .form { max-width: none; box-shadow: 0 24px 48px rgba(5, 11, 42, .35); }
.enquiry-band .form__grid { grid-template-columns: 1fr; }
@media (min-width: 480px) { .enquiry-band .form__grid { grid-template-columns: 1fr 1fr; } }
.enquiry-band__card { background: #fff; border-radius: var(--r-lg); border-top: 5px solid var(--yellow); padding: var(--s-6) var(--s-5); color: var(--text); box-shadow: 0 24px 48px rgba(5, 11, 42, .35); display: grid; gap: var(--s-3); }
.enquiry-band__card h3 { margin: 0; font-size: 1.375rem; }
.enquiry-band__card p { margin: 0 0 var(--s-2); color: var(--muted); }
.enquiry-band__card-icon { display: grid; place-items: center; width: 56px; height: 56px; border-radius: 50%; background: var(--yellow-soft); border: 2px solid var(--yellow); color: var(--ink); }

/* ---------- Footer ---------- */
.site-footer { background: #0A1238; color: #A9B3D9; padding-top: var(--s-8); font-size: .9375rem; border-top: 5px solid var(--yellow); }
.site-footer__grid { display: grid; gap: var(--s-6); }
@media (min-width: 640px) { .site-footer__grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .site-footer__grid { grid-template-columns: 1.5fr 1fr 1fr 1.4fr; gap: var(--s-7); } }
.site-footer__about p { margin: var(--s-4) 0; max-width: 42ch; }
.site-footer__entity { display: flex; align-items: center; gap: 8px; margin: var(--s-3) 0 0 !important; font: 700 .9375rem var(--font-head); color: #fff; }
.site-footer__entity .icon { color: var(--yellow); flex: none; }
.site-footer__title { color: #fff; font-size: 1.0625rem; margin-bottom: var(--s-4); padding-bottom: var(--s-2); position: relative; }
.site-footer__title::after { content: ""; position: absolute; left: 0; bottom: 0; width: 36px; height: 3px; border-radius: 3px; background: var(--yellow); }
.site-footer a { color: #DCE2F5; text-decoration: none; }
.site-footer a:hover { color: var(--yellow); }
.site-footer__links { list-style: none; display: grid; gap: 2px; }
.site-footer__links a { display: inline-flex; min-height: 44px; align-items: center; }
.site-footer__contact { list-style: none; display: grid; gap: 12px; }
.site-footer__contact li { display: flex; gap: 10px; align-items: flex-start; }
.site-footer__contact .icon { color: var(--yellow); margin-top: 3px; }
.site-footer__contact a, .site-footer__contact address, .site-footer__contact span { overflow-wrap: anywhere; }
.site-footer__contact a { display: inline-flex; align-items: center; min-height: 44px; }
.social { list-style: none; display: flex; gap: 8px; }
.social a { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 50%; background: rgba(255,255,255,.08); }
.social a:hover { background: var(--yellow); color: var(--ink); }
.site-footer__notice { margin-top: var(--s-7); padding: var(--s-4) var(--s-5); border-radius: var(--r-md); background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.08); }
.site-footer__notice p { display: flex; gap: 10px; margin: 0; font-size: .875rem; color: #C3CAE6; }
.site-footer__notice .icon { margin-top: 4px; color: var(--yellow); }
.site-footer__bottom { display: flex; flex-wrap: wrap; justify-content: space-between; gap: var(--s-3) var(--s-5); padding-block: var(--s-5); margin-top: var(--s-5); border-top: 1px solid rgba(255,255,255,.1); font-size: .875rem; }
.site-footer__bottom p { margin: 0; }
.site-footer__id { display: inline-block; margin-left: 8px; }
.site-footer__legal { list-style: none; display: flex; flex-wrap: wrap; gap: 4px 18px; }
.site-footer__legal a { display: inline-flex; min-height: 44px; align-items: center; }
.site-footer mark.ph { background: rgba(244,183,64,.15); color: #F8D58B; border-color: rgba(244,183,64,.5); }

/* ---------- Floating contact ---------- */
.side-tab, .wa-float { display: none; }
@media (min-width: 1024px) {
  .side-tab {
    position: fixed; right: 0; top: 50%; z-index: 40; display: flex; align-items: center; gap: 8px; padding: 14px 10px;
    writing-mode: vertical-rl; transform: translateY(-50%) rotate(180deg); background: var(--yellow); color: var(--ink);
    font: 800 .875rem var(--font-head); letter-spacing: .04em; text-decoration: none; border-radius: 0 10px 10px 0; box-shadow: var(--shadow-md);
  }
  .side-tab .icon { transform: rotate(90deg); }
  .side-tab:hover { background: var(--yellow-2); color: var(--ink); }
  .wa-float {
    position: fixed; right: 24px; bottom: 24px; z-index: 40; display: grid; place-items: center; width: 58px; height: 58px; border-radius: 50%;
    background: var(--wa); color: #fff; box-shadow: 0 10px 24px rgba(15,122,82,.4);
  }
  .wa-float:hover { background: var(--wa-dark); color: #fff; transform: scale(1.05); }
}

/* ---------- Welcome popup ---------- */
.popup { position: fixed; inset: 0; z-index: 140; display: grid; place-items: center; padding: 16px; }
.popup[hidden] { display: none; }
.popup__backdrop { position: absolute; inset: 0; background: rgba(8, 14, 43, .6); animation: popup-fade .25s ease-out; }
.popup__card {
  position: relative; display: grid; width: min(940px, 100%); max-height: calc(100vh - 32px); overflow: auto;
  background: #fff; border-radius: 20px; box-shadow: 0 30px 70px rgba(5, 11, 42, .45); animation: popup-in .3s ease-out;
}
@media (min-width: 720px) { .popup__card { grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr); max-height: min(620px, calc(100vh - 48px)); } }
@keyframes popup-fade { from { opacity: 0; } to { opacity: 1; } }
/* transform only: if the animation never runs, the card is still fully visible */
@keyframes popup-in { from { transform: translateY(14px) scale(.98); } to { transform: none; } }
/* Left-hand picture (assets/img/popup/). Swap the files here to change it. */
.popup__media {
  position: relative; display: none; min-height: 100%;
  background: linear-gradient(180deg, rgba(14,26,75,.05) 45%, rgba(14,26,75,.68)), url("../img/popup/popup-900.jpg") center 30% / cover no-repeat;
}
@supports (background-image: image-set(url("x.webp") type("image/webp"))) {
  .popup__media { background-image: linear-gradient(180deg, rgba(14,26,75,.05) 45%, rgba(14,26,75,.68)), image-set(url("../img/popup/popup-900.webp") type("image/webp") 1x); }
}
@media (min-width: 720px) { .popup__media { display: block; } }
.popup__caption { position: absolute; left: 24px; right: 24px; bottom: 22px; color: #fff; font: 700 1rem/1.4 var(--font-head); letter-spacing: .01em; }
.popup__body { position: relative; padding: var(--s-6) var(--s-5) var(--s-5); }
@media (min-width: 720px) { .popup__body { padding: var(--s-7) var(--s-6); } }
.popup__brand { display: flex; align-items: center; gap: 10px; margin-bottom: var(--s-4); }
.popup__body .brand-mark { width: 44px; height: 44px; flex: none; }
.popup__brand-name { font: 800 1.0625rem/1.2 var(--font-head); color: var(--ink); letter-spacing: -.01em; }
.popup__body h2 { font-size: clamp(1.5rem, 1.3rem + 1vw, 2rem); margin-bottom: var(--s-2); }
.popup__lead { color: var(--muted); font-size: .9375rem; margin-bottom: var(--s-5); }
.popup__close {
  position: absolute; top: 10px; right: 10px; z-index: 2; display: grid; place-items: center; width: 42px; height: 42px;
  border-radius: 50%; border: 1px solid var(--line); background: #fff; color: var(--ink); cursor: pointer;
}
.popup__close:hover { background: var(--bg-tint); }
@media (min-width: 720px) { .popup__close { top: 14px; right: 14px; } }
.popup__form { max-width: none; }
.popup__form .form__field + .form__field { margin-top: var(--s-3); }
.popup__form .form__consent { margin: var(--s-4) 0; }
.popup__fine { margin: var(--s-3) 0 0; font-size: .8125rem; color: var(--muted); }
.popup__form.is-done .form__field, .popup__form.is-done .form__consent, .popup__form.is-done button[type="submit"], .popup__form.is-done .popup__fine { display: none; }
@media (prefers-reduced-motion: reduce) { .popup__card, .popup__backdrop { animation: none; } }

/* ---------- Mobile contact bar ---------- */
.contact-bar {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 60; display: grid; grid-template-columns: repeat(3, 1fr);
  height: var(--bar-h); padding-bottom: env(safe-area-inset-bottom); background: var(--ink); box-shadow: 0 -6px 20px rgba(14, 26, 75, .2);
}
.contact-bar a { display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 2px; font: 700 .8125rem var(--font-head); color: #fff; text-decoration: none; }
.contact-bar a:hover { background: rgba(255,255,255,.06); }
.contact-bar .icon { color: var(--yellow); }
.contact-bar__wa { background: var(--wa); }
.contact-bar__wa .icon { color: #fff; }
body.nav-open .contact-bar { display: none; }
@media (min-width: 1024px) { .contact-bar { display: none; } }

/* ---------- Legal / 404 ---------- */
.legal h2 { font-size: clamp(1.25rem, 1.15rem + .5vw, 1.5rem); }
.error-page { min-height: 50vh; display: grid; align-items: center; }
.error-page .lead { margin-inline: auto; }

/* ---------- Motion & print ---------- */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .card:hover, .btn:hover { transform: none; }
}
@media print {
  .utility-bar, .site-header, .contact-bar, .enquiry-band, .site-footer, .toc, .detail__aside, .mobile-nav, .side-tab, .wa-float { display: none !important; }
  body { padding: 0; }
  .page-hero { background: none; color: #000; }
  .page-hero h1 { color: #000; }
}



/* =====================================================================
   Gold, finance and legal additions (same tokens and patterns as above)
   ===================================================================== */
:root { --gold: #C9A227; --gold-2: #E3B43C; --gold-soft: #FFF6DE; --gold-ink: #6B4E00; --maroon: #7A1F2B; --green: #0F7A52; --green-soft: #E4F4EC; }

/* Card tones for the new categories */
.card__icon--gold { background: var(--gold-soft); color: var(--gold-ink); }
.card__icon--green { background: var(--green-soft); color: var(--green); }
.svc-row--gold    { --row-img: url("../img/services/gold.svg"); }
.svc-row--finance { --row-img: url("../img/services/finance.svg"); }

/* Utility bar: live gold rate chip */
.utility-bar__rate { margin-left: auto; padding: 0 12px; border-radius: var(--r-pill); background: rgba(244,183,64,.12); white-space: nowrap; }
.utility-bar__rate strong { color: #fff; }
.utility-bar__inner { gap: var(--s-3); }
@media (max-width: 520px) { .utility-bar__rate > span { font-size: .78rem; } .utility-bar__list li:first-child span { display: none; } }

/* Header: dropdowns. The Business menu keeps the 4-column mega; Gold and Loans use a compact panel. */
@media (min-width: 1100px) and (max-width: 1279px) { .primary-nav__link { padding: 10px 9px; font-size: .9063rem; } .brand__name { font-size: 1rem; } }
.has-mega { position: relative; }
.primary-nav__item.has-mega:nth-child(4) { position: static; }
.mega--sm { width: 560px; left: 0; transform: none; }
.mega--sm .mega__grid { grid-template-columns: 1fr 1fr; gap: var(--s-5); }
.mega__promo { background: var(--gold-soft); border: 1px solid #F1DFA6; border-radius: var(--r-md); padding: var(--s-4); display: flex; flex-direction: column; gap: 8px; align-items: flex-start; }
#mega-finance .mega__promo { background: var(--green-soft); border-color: #BFE3CF; }
.mega__promo p { margin: 0; font-size: .875rem; color: var(--muted); }
.mega__promo .mega__promo-title { font: 800 1rem/1.3 var(--font-head); color: var(--ink); }
.mega__promo-icon { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 10px; background: var(--ink); color: var(--yellow); }
.mega__promo-rate strong { color: var(--ink); }
.mega__promo .btn { margin-top: 4px; }

/* ---------- Banner carousel additions ---------- */
.hero__arrow { position: relative; display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; border: 1px solid var(--line-strong); background: #fff; color: var(--ink); cursor: pointer; }
.hero__arrow:hover { background: var(--ink); color: #fff; border-color: var(--ink); }
.hero__arrow::after { content: ""; position: absolute; inset: -4px; }
.hero__count { display: none; margin: 0 4px; font: 700 .875rem var(--font-head); color: var(--ink); min-width: 52px; text-align: center; }
.hero__dots--many .hero__dot { width: 16px; }
.hero__dots--many .hero__dot::before { width: 8px; height: 8px; }
.hero__dots--many .hero__dot.is-active::before { box-shadow: 0 0 0 2px var(--yellow); }
@media (max-width: 1023px) {
  .hero__dots--many { display: none; }
  .hero__count--many { display: block; }
}
.hero--band { padding: var(--section-y) 0 var(--s-5); background: var(--bg-tint); }
.banner-band__head { text-align: center; margin-bottom: var(--s-5); }
.banner-band__head h2 { font-size: clamp(1.4rem, 1.1rem + 1.2vw, 2.1rem); margin: var(--s-2) 0 0; }

/* ---------- Drawn service banner (scales like an image: sizes in container units) ---------- */
.sbn {
  --bg1: #F6F9FF; --bg2: #E6EEFC; --acc: var(--blue); --acc-2: var(--ink); --chip: #fff; --title: var(--ink); --sub: #3F4B5B; --hl: var(--blue);
  container-type: inline-size; position: relative; display: grid; grid-template-columns: 58% 42%; align-items: center;
  aspect-ratio: 1983 / 793; overflow: hidden; text-decoration: none; color: var(--title);
  background: radial-gradient(120% 140% at 100% 50%, var(--bg2) 0 38%, transparent 38.2%), linear-gradient(100deg, #fff 0%, var(--bg1) 55%, var(--bg2) 100%);
}
.sbn--gold { --bg1: #FFF9EC; --bg2: #FBE9C0; --acc: var(--gold); --acc-2: var(--maroon); --hl: var(--maroon); --sub: #5A4630; }
.sbn--finance { --bg1: #F2FBF6; --bg2: #D7F0E2; --acc: var(--green); --acc-2: var(--ink); --hl: var(--green); }
.sbn--legal { --bg1: #16256A; --bg2: #22358C; --acc: var(--yellow); --acc-2: #fff; --title: #fff; --sub: var(--on-dark); --hl: var(--yellow); --chip: rgba(255,255,255,.1);
  background: radial-gradient(120% 140% at 100% 50%, #2A3F9E 0 38%, transparent 38.2%), linear-gradient(100deg, #0E1A4B 0%, #16256A 60%, #22358C 100%); }
.sbn__copy { padding: 0 0 0 6.5cqw; position: relative; z-index: 1; }
.sbn__eyebrow { display: inline-flex; align-items: center; gap: .6cqw; margin: 0 0 1.2cqw; padding: .45cqw 1.2cqw; border-radius: 99px; background: var(--chip); box-shadow: 0 1px 3px rgba(14,26,75,.08);
  font: 700 1.05cqw/1.2 var(--font-head); letter-spacing: .08em; text-transform: uppercase; color: var(--acc-2); }
.sbn__eyebrow .icon { width: 1.4cqw; height: 1.4cqw; color: var(--acc); }
.sbn__title { margin: 0 0 1.1cqw; font: 800 3.7cqw/1.1 var(--font-head); letter-spacing: -.02em; color: var(--title); max-width: 17em; }
.sbn .hl, .hero .sbn .hl { color: var(--hl); }
.sbn__sub { margin: 0 0 1.5cqw; font-size: 1.45cqw; line-height: 1.45; color: var(--sub); max-width: 34em; }
.sbn__chips { list-style: none; display: flex; flex-wrap: wrap; gap: .8cqw 1.8cqw; margin: 0 0 2cqw; padding: 0; }
.sbn__chips li { display: flex; align-items: center; gap: .6cqw; font: 600 1.2cqw/1.2 var(--font-body); color: var(--title); }
.sbn__chips .icon { width: 1.6cqw; height: 1.6cqw; color: var(--acc); }
.sbn--legal .sbn__chips .icon { color: var(--yellow); }
.sbn__cta { display: inline-flex; align-items: center; gap: .8cqw; padding: 1.1cqw 2.2cqw; border-radius: 99px; background: var(--acc-2); color: #fff; font: 700 1.35cqw/1 var(--font-head); box-shadow: 0 1cqw 2cqw rgba(14,26,75,.18); transition: transform .2s; }
.sbn--legal .sbn__cta, .sbn--gold .sbn__cta { background: var(--acc); color: var(--ink); }
.sbn--gold .sbn__cta { background: linear-gradient(180deg, var(--gold-2), var(--gold)); }
.sbn__cta .icon { width: 1.5cqw; height: 1.5cqw; }
.sbn:hover .sbn__cta { transform: translateX(.4cqw); }
.sbn__art { position: relative; height: 100%; }
.sbn__orb { position: absolute; right: 8%; top: 50%; width: 30cqw; aspect-ratio: 1; transform: translateY(-50%); border-radius: 50%; background: radial-gradient(circle at 35% 30%, rgba(255,255,255,.9), rgba(255,255,255,0) 60%), var(--acc); opacity: .18; }
.sbn__ring { position: absolute; right: 3%; top: 50%; width: 38cqw; aspect-ratio: 1; transform: translateY(-50%); border-radius: 50%; border: .25cqw dashed var(--acc); opacity: .35; }
.sbn__tile { position: absolute; right: 15%; top: 50%; display: grid; place-items: center; width: 15cqw; aspect-ratio: 1; transform: translateY(-50%) rotate(-6deg); border-radius: 3.2cqw;
  background: var(--acc-2); color: var(--acc); box-shadow: 0 2.4cqw 4cqw rgba(14,26,75,.25); }
.sbn--legal .sbn__tile { background: var(--yellow); color: var(--ink); }
.sbn--finance .sbn__tile { background: var(--green); color: #fff; }
.sbn__tile .icon { width: 7.5cqw; height: 7.5cqw; stroke-width: 1.5; transform: rotate(6deg); }
.sbn__gold { position: absolute; right: 6%; top: 50%; width: 30cqw; transform: translateY(-46%); filter: drop-shadow(0 1.6cqw 2cqw rgba(107,78,0,.3)); }
.sbn__card { position: absolute; display: flex; align-items: center; gap: .7cqw; padding: 1cqw 1.4cqw; border-radius: 1.2cqw; background: #fff; box-shadow: 0 1.2cqw 3cqw rgba(14,26,75,.16); color: var(--ink); white-space: nowrap; }
.sbn__card--a { left: 2%; top: 17%; flex-direction: column; align-items: flex-start; gap: .2cqw; border-left: .4cqw solid var(--acc); }
.sbn__card--a strong { font: 800 1.9cqw/1 var(--font-head); color: var(--acc-2); }
.sbn--legal .sbn__card--a strong { color: var(--ink); }
.sbn__card--a small { font-size: 1cqw; color: var(--muted); }
.sbn__card--b { right: 4%; bottom: 13%; font: 700 1.15cqw/1 var(--font-head); }
.sbn__card--b .icon { width: 1.8cqw; height: 1.8cqw; color: var(--green); }
@media (max-width: 599px) {
  .sbn { grid-template-columns: 64% 36%; }
  .sbn__copy { padding-left: 5cqw; }
  .sbn__title { font-size: 5.2cqw; }
  .sbn__sub, .sbn__chips, .sbn__card { display: none; }
  .sbn__eyebrow { font-size: 2.3cqw; padding: .8cqw 2cqw; }
  .sbn__eyebrow .icon { width: 2.8cqw; height: 2.8cqw; }
  .sbn__cta { font-size: 2.8cqw; padding: 2cqw 3.6cqw; }
  .sbn__cta .icon { width: 3cqw; height: 3cqw; }
  .sbn__tile { width: 20cqw; right: 10%; }
  .sbn__tile .icon { width: 10cqw; height: 10cqw; }
  .sbn__gold { width: 34cqw; right: 2%; }
}
@supports not (container-type: inline-size) { .sbn__title { font-size: 2.2rem; } .sbn__sub { font-size: 1rem; } }

/* ---------- Home: gold hero with calculator ---------- */
.ghero { padding: var(--s-6) 0 var(--section-y); background: linear-gradient(180deg, #fff 0%, #FFFBF1 100%); }
.ghero__grid { display: grid; gap: var(--s-6); align-items: center; }
@media (min-width: 1000px) { .ghero__grid { grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); gap: var(--s-8); } }
.ghero h1 { font-size: clamp(1.75rem, 1.2rem + 2.2vw, 2.9rem); line-height: 1.12; letter-spacing: -.02em; margin: var(--s-3) 0 var(--s-4); max-width: 20ch; }
.ghero h1 .hl { color: var(--gold-ink); background: linear-gradient(180deg, transparent 62%, rgba(227,180,60,.35) 62%); }
.ghero__lead { font-size: clamp(1.0625rem, 1rem + .3vw, 1.1875rem); color: var(--muted); max-width: 56ch; margin-bottom: var(--s-5); }
.ghero__chips { list-style: none; display: grid; grid-template-columns: repeat(2, minmax(0, max-content)); gap: 10px 22px; margin: 0 0 var(--s-5); padding: 0; }
.ghero__chips li { display: flex; align-items: center; gap: 8px; font-weight: 600; color: var(--ink); }
.ghero__chips .icon { color: var(--green); }
.ghero__rate { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 14px; padding: 12px 16px; border-radius: var(--r-md); background: #fff; border: 1px solid #F1DFA6; box-shadow: var(--shadow-sm); margin-bottom: var(--s-3); }
.ghero__rate > .icon { color: var(--gold); }
.ghero__rate p { margin: 0; font-weight: 600; color: var(--ink); }
.ghero__rate-val { display: inline-block; margin-left: 8px; padding: 2px 10px; border-radius: var(--r-pill); background: var(--gold-soft); color: var(--gold-ink); font-weight: 700; }
.ghero__rate a { margin-left: auto; display: inline-flex; align-items: center; gap: 4px; font-weight: 700; color: var(--blue); text-decoration: none; }

/* ---------- Gold loan calculator card ---------- */
.gcalc { background: #fff; border-radius: var(--r-lg); border-top: 5px solid var(--gold); box-shadow: var(--shadow-lg); padding: var(--s-5); display: grid; gap: var(--s-4); }
.gcalc__head { display: flex; align-items: center; gap: var(--s-3); }
.gcalc__icon { flex: none; display: grid; place-items: center; width: 48px; height: 48px; border-radius: 12px; background: var(--gold-soft); color: var(--gold-ink); }
.gcalc__title { font-size: 1.25rem; margin: 0; }
.gcalc__rate { margin: 2px 0 0; font-size: .875rem; color: var(--muted); }
.gcalc__rate strong { color: var(--ink); }
.gcalc__body { display: grid; gap: var(--s-4); }
.gcalc__field { border: 0; margin: 0; padding: 0; min-width: 0; }
.gcalc__field legend, .gcalc__row label, .mcalc__row label { font: 700 .9063rem var(--font-head); color: var(--ink); padding: 0; margin-bottom: 8px; }
.gcalc__row, .mcalc__row { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.gcalc__num { display: inline-flex; align-items: center; gap: 6px; padding: 4px 10px; border: 1px solid var(--line-strong); border-radius: 8px; background: var(--bg-tint); font-size: .875rem; color: var(--muted); }
.gcalc__num input { width: 5.5em; border: 0; background: transparent; font: 700 1rem var(--font-head); color: var(--ink); text-align: right; min-height: 34px; }
.mcalc .gcalc__num input { width: 7em; }
.gcalc__num input:focus { outline: none; }
.gcalc__num:focus-within { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(23,105,224,.15); }
.gcalc input[type="range"], .mcalc input[type="range"] { --fill: 50%; -webkit-appearance: none; appearance: none; width: 100%; height: 36px; margin: 0; background: transparent; cursor: pointer; }
.gcalc input[type="range"]::-webkit-slider-runnable-track, .mcalc input[type="range"]::-webkit-slider-runnable-track { height: 6px; border-radius: 6px; background: linear-gradient(90deg, var(--gold) 0 var(--fill), #EDE6D2 var(--fill) 100%); }
.mcalc input[type="range"]::-webkit-slider-runnable-track { background: linear-gradient(90deg, var(--blue) 0 var(--fill), #E4E8F0 var(--fill) 100%); }
.gcalc input[type="range"]::-moz-range-track, .mcalc input[type="range"]::-moz-range-track { height: 6px; border-radius: 6px; background: #E4E8F0; }
.gcalc input[type="range"]::-moz-range-progress { height: 6px; border-radius: 6px; background: var(--gold); }
.mcalc input[type="range"]::-moz-range-progress { height: 6px; border-radius: 6px; background: var(--blue); }
.gcalc input[type="range"]::-webkit-slider-thumb, .mcalc input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 20px; height: 20px; margin-top: -7px; border-radius: 50%; background: #fff; box-shadow: 0 0 0 2px var(--ink), 0 3px 8px rgba(14,26,75,.25); }
.gcalc input[type="range"]::-moz-range-thumb, .mcalc input[type="range"]::-moz-range-thumb { width: 18px; height: 18px; border-radius: 50%; background: #fff; border: 0; box-shadow: 0 0 0 2px var(--ink); }
.gcalc__chips { display: flex; flex-wrap: wrap; gap: 8px; }
.gcalc__chip { position: relative; }
.gcalc__chip input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.gcalc__chip span { display: inline-flex; align-items: center; justify-content: center; min-width: 64px; min-height: 42px; padding: 0 14px; border-radius: 10px; border: 1.5px solid var(--line-strong); font: 700 .9375rem var(--font-head); color: var(--ink); background: #fff; transition: all .15s; }
.gcalc__chip input:checked + span { background: var(--ink); border-color: var(--ink); color: var(--yellow); }
.gcalc__chip input:focus-visible + span { box-shadow: var(--focus); }
.gcalc__chip:hover span { border-color: var(--ink); }
.gcalc__out, .mcalc__out { background: linear-gradient(135deg, var(--ink) 0%, var(--ink-3) 100%); color: var(--on-dark); border-radius: var(--r-md); padding: var(--s-4) var(--s-5); }
.gcalc__label { margin: 0; font-size: .8125rem; letter-spacing: .06em; text-transform: uppercase; font-weight: 700; color: var(--on-dark); }
.gcalc__amt { margin: 2px 0 var(--s-3); font: 800 clamp(1.9rem, 1.5rem + 1.4vw, 2.5rem)/1.1 var(--font-head); color: var(--yellow); }
.gcalc__stats { display: grid; gap: 6px; margin: 0; }
.gcalc__stats div { display: flex; justify-content: space-between; gap: 12px; padding-top: 6px; border-top: 1px solid rgba(255,255,255,.12); font-size: .9063rem; }
.gcalc__stats dt { color: var(--on-dark); }
.gcalc__stats dd { margin: 0; font-weight: 700; color: #fff; }
.gcalc__rebate { display: flex; gap: 8px; margin: var(--s-3) 0 0; font-size: .8438rem; color: #fff; }
.gcalc__rebate .icon { flex: none; color: var(--yellow); margin-top: 2px; }
.gcalc__note { display: flex; gap: 8px; margin: 0; font-size: .8438rem; color: var(--muted); }
.gcalc__note .icon { flex: none; margin-top: 2px; }
.gcalc__actions { display: grid; gap: 10px; }
@media (min-width: 480px) { .gcalc__actions { grid-template-columns: 1fr 1fr; } }

/* ---------- Today's gold rate box ---------- */
.grate { background: #fff; border: 1px solid #F1DFA6; border-radius: var(--r-lg); box-shadow: var(--shadow-md); padding: var(--s-5); }
.grate__head { display: flex; align-items: center; gap: var(--s-3); margin-bottom: var(--s-4); }
.grate__icon { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 12px; background: linear-gradient(135deg, var(--gold-2), var(--gold)); color: var(--ink); }
.grate__title { font-size: 1.25rem; margin: 0; }
.grate__date { margin: 2px 0 0; font-size: .8438rem; color: var(--muted); }
.grate__list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; margin: 0 0 var(--s-4); }
.grate__row { padding: 12px 14px; border-radius: var(--r-md); background: var(--gold-soft); }
.grate__row dt { font: 700 .875rem var(--font-head); color: var(--gold-ink); }
.grate__row dt small { font-weight: 600; opacity: .8; }
.grate__row dd { margin: 2px 0 0; font: 800 1.35rem var(--font-head); color: var(--ink); }
.grate__row dd small { font-size: .8rem; font-weight: 600; color: var(--muted); }
.grate__note { display: flex; gap: 8px; margin: 0; font-size: .8438rem; color: var(--muted); }
.grate__note .icon { flex: none; margin-top: 2px; }

/* ---------- SIP / EMI mini calculators ---------- */
.mcalc { display: grid; gap: var(--s-4); background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); box-shadow: var(--shadow-sm); padding: var(--s-5); }
@media (min-width: 720px) { .mcalc { grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr); align-items: start; } .mcalc__note { grid-column: 1 / -1; } }
.mcalc__inputs { display: grid; gap: var(--s-3); }
.mcalc__out .btn { margin-top: var(--s-4); }

/* ---------- Service page extras ---------- */
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--r-md); background: #fff; margin-bottom: var(--s-4); }
.terms-table { width: 100%; border-collapse: collapse; font-size: .9688rem; }
.terms-table th, .terms-table td { text-align: left; vertical-align: top; padding: 12px 16px; border-bottom: 1px solid var(--line); }
.terms-table tr:last-child th, .terms-table tr:last-child td { border-bottom: 0; }
.terms-table th { width: 38%; background: var(--bg-tint); font: 700 .9375rem var(--font-head); color: var(--ink); }
.terms-table--compact th, .terms-table--compact td { padding: 9px 12px; font-size: .875rem; }
@media (max-width: 559px) { .terms-table th, .terms-table td { display: block; width: auto; } .terms-table th { border-bottom: 0; padding-bottom: 4px; } }
.type-card .card__icon { margin-bottom: var(--s-3); }
.type-card__points { margin: var(--s-3) 0 0; padding-left: 18px; font-size: .9063rem; color: var(--text); }
.type-card__points li { margin-bottom: 4px; }

/* ---------- Home: pillar tabs ---------- */
.pillars__list { display: flex; justify-content: center; flex-wrap: wrap; gap: 10px; margin-bottom: var(--s-6); }
.pillars__tab { display: inline-flex; align-items: center; gap: 10px; min-height: 52px; padding: 10px 22px; border-radius: var(--r-pill); border: 1.5px solid var(--line-strong); background: #fff; font: 700 1rem var(--font-head); color: var(--ink); cursor: pointer; transition: all .15s; }
.pillars__tab .icon { color: var(--blue); }
.pillars__tab:hover { border-color: var(--ink); }
.pillars__tab[aria-selected="true"] { background: var(--ink); border-color: var(--ink); color: #fff; box-shadow: 0 10px 22px rgba(14,26,75,.2); }
.pillars__tab[aria-selected="true"] .icon { color: var(--yellow); }
.pillars__cta { margin-top: var(--s-6); }
@media (max-width: 479px) { .pillars__tab { flex: 1 1 100%; justify-content: center; } }

/* Gold loan steps: warm variant of the numbered timeline */
.hiw--gold { background: #FFFBF1; }
.hiw--gold .hiw__step::before { background: var(--gold); box-shadow: 0 0 0 4px #FFFBF1; }
.hiw--gold .hiw__tag { color: var(--gold-ink); }

/* ---------- Settlement banner ---------- */
.settle { padding-block: var(--s-6); }
.settle__panel { display: grid; gap: var(--s-4); align-items: center; padding: var(--s-6) var(--s-5); border-radius: var(--r-lg); color: var(--on-dark);
  background: radial-gradient(90% 160% at 100% 0%, rgba(227,180,60,.35), transparent 60%), linear-gradient(120deg, var(--maroon) 0%, #4A1320 100%); box-shadow: var(--shadow-lg); }
@media (min-width: 900px) { .settle__panel { grid-template-columns: auto minmax(0, 1fr) auto; padding: var(--s-6) var(--s-7); gap: var(--s-6); } }
.settle__icon { display: grid; place-items: center; width: 72px; height: 72px; border-radius: 20px; background: linear-gradient(135deg, var(--gold-2), var(--gold)); color: var(--ink); }
.settle__icon .icon { width: 36px; height: 36px; }
.settle h2 { color: #fff; margin: 0 0 6px; font-size: clamp(1.4rem, 1.1rem + 1.2vw, 2rem); }
.settle .hl { color: var(--yellow-2); }
.settle p { margin: 0; color: #F2DADF; max-width: 60ch; }
.settle__actions { display: flex; flex-wrap: wrap; gap: 10px; }

/* ---------- Stats strip ---------- */
.stats { padding-block: var(--s-6); background: var(--ink); }
.stats__grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: var(--s-5); text-align: center; }
@media (min-width: 768px) { .stats__grid { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.stats__value { margin: 0; font: 800 clamp(1.8rem, 1.4rem + 1.5vw, 2.6rem) var(--font-head); color: var(--yellow); }
.stats__label { margin: 0; color: var(--on-dark); }

/* ---------- Advocate panel ---------- */
.adv-teaser { display: grid; gap: var(--s-6); align-items: center; }
@media (min-width: 960px) { .adv-teaser { grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); gap: var(--s-8); } }
.adv-teaser__scope { list-style: none; display: grid; gap: 10px; margin: 0 0 var(--s-5); padding: 0; }
.adv-teaser__scope li { display: flex; gap: 10px; align-items: center; color: #fff; }
.adv-teaser__scope .icon { color: var(--yellow); }
.adv-teaser__list { list-style: none; display: grid; gap: 10px; margin: 0; padding: 0; }
.adv-teaser__list li { display: flex; align-items: center; gap: 14px; padding: 12px 16px; border-radius: var(--r-md); background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1); }
.adv-teaser__list strong { display: block; color: #fff; font-family: var(--font-head); }
.adv-teaser__list small { color: var(--on-dark); }
.adv-teaser__av, .adv-card__photo--initials { flex: none; display: grid; place-items: center; width: 46px; height: 46px; border-radius: 50%; background: var(--yellow); color: var(--ink); font: 800 1rem var(--font-head); }
.adv-grid { display: grid; gap: var(--s-4); grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); }
.adv-card { text-align: center; display: flex; flex-direction: column; align-items: center; }
.adv-card__photo { width: 96px; height: 96px; border-radius: 50%; object-fit: cover; margin-bottom: var(--s-3); }
.adv-card__photo--initials { width: 96px; height: 96px; font-size: 1.75rem; background: var(--ink); color: var(--yellow); }
.adv-card__court { display: inline-flex; align-items: center; gap: 6px; margin: 0 0 var(--s-2); padding: 4px 10px; border-radius: var(--r-pill); background: var(--yellow-soft); color: var(--yellow-ink); font: 700 .75rem var(--font-head); text-transform: uppercase; letter-spacing: .04em; }
.adv-card__role { margin: 0; color: var(--muted); font-size: .9375rem; }

/* ---------- About: founder ---------- */
.founder { display: grid; gap: var(--s-6); align-items: center; }
@media (min-width: 860px) { .founder { grid-template-columns: 320px minmax(0, 1fr); gap: var(--s-8); } }
.founder__photo { aspect-ratio: 6 / 7; border-radius: var(--r-lg); overflow: hidden; background: linear-gradient(135deg, var(--ink) 0%, var(--ink-3) 100%); display: grid; place-items: center; box-shadow: var(--shadow-lg); max-width: 360px; }
.founder__photo img { width: 100%; height: 100%; object-fit: cover; }
.founder__photo span { font: 800 4rem var(--font-head); color: var(--yellow); }
.founder__quote { margin: var(--s-4) 0; padding: var(--s-4) var(--s-5); border-left: 4px solid var(--yellow); background: var(--bg-tint); border-radius: 0 var(--r-md) var(--r-md) 0; font-size: 1.0625rem; color: var(--text); }
.founder__quote p { margin: 0; }
.founder__name { display: flex; flex-direction: column; margin: 0 0 var(--s-3); }
.founder__name span { color: var(--muted); }

/* ---------- Contact: branch block ---------- */
.branch { display: grid; gap: var(--s-6); align-items: stretch; }
@media (min-width: 960px) { .branch { grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr); } }
.branch__address { display: flex; gap: 10px; font-style: normal; font-size: 1.0625rem; font-weight: 600; color: var(--ink); margin: var(--s-3) 0; }
.branch__address .icon, .branch__facts .icon { flex: none; color: var(--blue); margin-top: 3px; }
.branch__landmark { display: flex; gap: 8px; color: var(--muted); font-size: .9375rem; }
.branch__facts { list-style: none; display: grid; gap: 8px; margin: 0 0 var(--s-5); padding: 0; }
.branch__facts li { display: flex; gap: 10px; align-items: center; }
.branch__areas-title { font-size: 1.0625rem; margin: var(--s-2) 0 var(--s-3); }
.branch__areas { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; margin: 0; padding: 0; }
.branch__areas li { padding: 6px 12px; border-radius: var(--r-pill); background: #fff; border: 1px solid var(--line); font-size: .875rem; font-weight: 600; color: var(--ink); }
.branch__map { min-height: 340px; border-radius: var(--r-lg); overflow: hidden; box-shadow: var(--shadow-md); background: var(--line); }
.branch__map iframe { display: block; width: 100%; height: 100%; min-height: 340px; border: 0; }
.open-status { display: inline-block; margin: 6px 0 0; padding: 2px 10px; border-radius: var(--r-pill); font-size: .8125rem; font-weight: 700; }
.open-status.is-open { background: var(--green-soft); color: var(--green); }
.open-status.is-closed { background: var(--danger-soft); color: var(--danger); }

/* ---------- Gold calculator page ---------- */
.calc-page { display: grid; gap: var(--s-6); align-items: start; }
@media (min-width: 960px) { .calc-page { grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); } }
.calc-page__side { display: grid; gap: var(--s-5); }

/* Footer extras */
.site-footer__grievance { margin: var(--s-4) 0 0; font-size: .875rem; }
.site-footer__notice span strong { color: #fff; }
.primary-nav__link, .site-header__cta { white-space: nowrap; }
@media (min-width: 1100px) and (max-width: 1399px) { .primary-nav__list { gap: 0; } .primary-nav__link { padding: 10px 8px; font-size: .875rem; } .site-header__inner { gap: var(--s-3); } .brand { margin-right: var(--s-3); } }
@media (min-width: 1100px) and (max-width: 1239px) { .primary-nav__item:first-child { display: none; } }
@media (min-width: 1100px) { .site-header .brand { flex-shrink: 0; } .primary-nav { min-width: 0; } }
@media (min-width: 1100px) and (max-width: 1399px) { .site-header .brand__name { font-size: .9375rem; } .site-header .brand-mark { width: 44px; height: 44px; } }
.ghero__grid > *, .calc-page > *, .branch > *, .founder > *, .adv-teaser > * { min-width: 0; }
.ghero .pill-label { white-space: normal; max-width: 100%; }
.ghero__chips { display: flex; flex-wrap: wrap; }
@media (max-width: 479px) { .gcalc { padding: var(--s-4); } .gcalc__chip span { min-width: 56px; padding: 0 10px; } .ghero__rate a { margin-left: 0; } }
@media (min-width: 1100px) and (max-width: 1599px) { .primary-nav__list { gap: 0; } .primary-nav__link { padding: 10px 8px; font-size: .875rem; } .site-header .brand__name { font-size: .9375rem; } .site-header .brand { margin-right: var(--s-3); } }
@media (min-width: 1100px) and (max-width: 1379px) { .primary-nav__item:first-child { display: none; } }
@media (min-width: 1100px) and (max-width: 1199px) { .site-header .brand__text { display: none; } }
.banner-band__head .hl { color: var(--blue); }

/* Loan-type tabs (replace the dropdown on the panel's top edge) */
.emi__panel { margin-top: 0; padding-top: var(--s-6); }
@media (min-width: 768px) { .emi__panel { padding-top: var(--s-7); } }
.emi__tabs { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: var(--s-6); padding: 6px; border-radius: var(--r-lg); background: var(--bg-tint); border: 1px solid var(--line); }
.emi__tab { flex: 1 1 auto; display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 48px; padding: 8px 14px; border: 0; border-radius: 10px; background: transparent;
  font: 700 .9375rem var(--font-head); color: var(--ink); cursor: pointer; white-space: nowrap; transition: background .15s, color .15s, box-shadow .15s; }
.emi__tab .icon { width: 20px; height: 20px; color: var(--blue); }
.emi__tab:hover { background: #fff; box-shadow: var(--shadow-sm); }
.emi__tab[aria-pressed="true"] { background: var(--ink); color: #fff; box-shadow: 0 8px 18px rgba(14,26,75,.22); }
.emi__tab[aria-pressed="true"] .icon { color: var(--yellow); }
.emi__tab--gold .icon { color: var(--gold); }
.emi__tab--gold[aria-pressed="true"] { background: linear-gradient(180deg, var(--gold-2), var(--gold)); color: var(--ink); }
.emi__tab--gold[aria-pressed="true"] .icon { color: var(--ink); }
@media (max-width: 767px) {
  .emi__tabs { flex-wrap: nowrap; overflow-x: auto; scrollbar-width: none; margin-inline: calc(-1 * var(--s-2)); }
  .emi__tabs::-webkit-scrollbar { display: none; }
  .emi__tab { flex: 0 0 auto; }
}
@media (min-width: 768px) { .emi__tabs { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); } }
@media (min-width: 1100px) { .emi__tabs { grid-template-columns: repeat(7, auto); gap: 4px; } .emi__tab { padding: 8px 10px; font-size: .875rem; gap: 6px; } .emi__tab .icon { width: 18px; height: 18px; } }

/* ---- Loan type tabs v2: icon cards (overrides the earlier tab styles) ---- */
.emi__tabs-label { margin: 0 0 var(--s-3); font: 700 .75rem var(--font-head); letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.emi .emi__tabs { display: grid; grid-template-columns: repeat(7, minmax(0, 1fr)); gap: 12px; margin-bottom: var(--s-6); padding: 0; background: none; border: 0; border-radius: 0; overflow: visible; }
.emi .emi__tab {
  position: relative; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 10px;
  min-height: 0; padding: 18px 8px 16px; border: 1px solid var(--line); border-radius: 16px; background: #fff;
  font: 700 .9375rem/1.2 var(--font-head); color: var(--ink); white-space: normal; text-align: center; cursor: pointer;
  box-shadow: 0 1px 2px rgba(14,26,75,.04); transition: border-color .2s, box-shadow .2s, transform .2s, background .2s;
}
.emi .emi__tab:hover { border-color: #C9D4EE; box-shadow: 0 10px 24px rgba(14,26,75,.08); transform: translateY(-2px); background: #fff; }
.emi__tab-ic { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 14px; background: var(--blue-soft); color: var(--blue); transition: background .2s, color .2s, transform .2s; }
.emi .emi__tab .emi__tab-ic .icon { width: 24px; height: 24px; color: inherit; }
.emi__tab-txt { display: flex; flex-direction: column; gap: 2px; }
.emi__tab-txt small { font: 500 .75rem var(--font-body); color: var(--muted); letter-spacing: .02em; }
.emi .emi__tab[aria-pressed="true"] { border-color: var(--blue); background: linear-gradient(180deg, #F5F9FF 0%, #fff 100%); color: var(--ink);
  box-shadow: 0 0 0 1px var(--blue), 0 14px 28px rgba(23,105,224,.16); }
.emi .emi__tab[aria-pressed="true"] .emi__tab-ic { background: var(--blue); color: #fff; transform: scale(1.04); }
.emi .emi__tab[aria-pressed="true"]::after { content: ""; position: absolute; top: 10px; right: 10px; width: 18px; height: 18px; border-radius: 50%;
  background: var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12 4 4 8-9'/%3E%3C/svg%3E") center / 11px no-repeat; }
.emi .emi__tab--gold .emi__tab-ic { background: var(--gold-soft); color: var(--gold-ink); }
.emi .emi__tab--gold[aria-pressed="true"] { border-color: var(--gold); background: linear-gradient(180deg, #FFFAEE 0%, #fff 100%); box-shadow: 0 0 0 1px var(--gold), 0 14px 28px rgba(201,162,39,.22); }
.emi .emi__tab--gold[aria-pressed="true"] .emi__tab-ic { background: linear-gradient(135deg, var(--gold-2), var(--gold)); color: var(--ink); }
.emi .emi__tab--gold[aria-pressed="true"]::after { background-color: var(--gold); }
.emi .emi__tab:focus-visible { outline: none; box-shadow: var(--focus); }
@media (max-width: 1099px) { .emi .emi__tabs { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
@media (max-width: 767px) {
  .emi .emi__tabs { display: flex; overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none; padding: 4px 2px 14px; margin-inline: 0; }
  .emi .emi__tabs::-webkit-scrollbar { display: none; }
  .emi .emi__tab { flex: 0 0 104px; scroll-snap-align: start; padding: 14px 6px 12px; }
  .emi__tab-ic { width: 42px; height: 42px; }
}
@media (prefers-reduced-motion: reduce) { .emi .emi__tab, .emi__tab-ic { transition: none; } .emi .emi__tab:hover { transform: none; } }

/* WhatsApp: standard glyph, brand green on the floating button */
.icon--wa { fill: currentColor; }
@media (min-width: 1024px) {
  .wa-float { background: #25D366; color: #fff; box-shadow: 0 10px 26px rgba(37,211,102,.45); }
  .wa-float:hover { background: #1EBE5A; }
  .wa-float .icon { width: 30px; height: 30px; }
  .wa-float::before { content: ""; position: absolute; inset: 0; border-radius: 50%; border: 2px solid #25D366; animation: wa-ring 2.4s ease-out infinite; }
}
@keyframes wa-ring { 0% { transform: scale(1); opacity: .7; } 100% { transform: scale(1.5); opacity: 0; } }
@media (prefers-reduced-motion: reduce) { .wa-float::before { animation: none; display: none; } }

/* ---- Photo banners: real photo on the right, fading into the banner background ---- */
.sbn--photo { grid-template-columns: 52% 48%; }
.sbn--photo .sbn__copy { z-index: 2; }
.sbn__art--photo { position: absolute; inset: 0 0 0 38%; height: auto; }
.sbn__photo { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.sbn__art--photo::before { content: ""; position: absolute; inset: 0; z-index: 1; pointer-events: none;
  background: linear-gradient(90deg, var(--bg1) 0%, color-mix(in srgb, var(--bg1) 70%, transparent) 16%, transparent 42%); }
.sbn--legal .sbn__art--photo::before { background: linear-gradient(90deg, #16256A 0%, rgba(22,37,106,.85) 18%, rgba(22,37,106,.15) 55%, rgba(22,37,106,0) 80%); }
.sbn--photo.sbn--gold { background: linear-gradient(100deg, #fff 0%, #FFF9EC 45%); }
.sbn--photo.sbn--legal { background: #16256A; }
@media (max-width: 599px) {
  .sbn--photo { grid-template-columns: 62% 38%; }
  .sbn__art--photo { inset: 0 0 0 34%; }
  .sbn__art--photo::before { background: linear-gradient(90deg, var(--bg1) 0%, color-mix(in srgb, var(--bg1) 80%, transparent) 30%, transparent 70%); }
}
.hero__banner .sbn__photo { height: 100%; aspect-ratio: auto; object-fit: cover; }
/* Keep Home and About visible at every desktop width */
@media (min-width: 1100px) and (max-width: 1379px) { .primary-nav__item:first-child { display: list-item; } .primary-nav__link { padding: 10px 7px; font-size: .8438rem; } .primary-nav__link .icon { width: 14px; height: 14px; } }
@media (min-width: 1100px) and (max-width: 1279px) { .site-header .brand__text { display: none; } }