Gold Services
Gold Loan Calculator
Enter the weight and purity of your gold to see the approximate loan amount and monthly interest. Final value after valuation at our office.
Calculate Your Gold Loan
Today’s 24K rate: ₹7,000/g
Approx. eligible loan amount
₹48,125
- Monthly interest (3%)
- ₹1,444
- Interest for 6 months
- ₹8,663
- Gold value
- ₹64,167
Pay interest on time and your effective rate can drop to as low as 1% per month under the rebate scheme.
Indicative only. Final value after gold valuation at our office. Stone weight is deducted.
Today’s Gold Rate
Updated: 28 Sep 2026
- 24K
- ₹7,000/g
- 22K (916)
- ₹6,417/g
- 20K
- ₹5,833/g
- 18K
- ₹5,250/g
Reference rate per gram. The final price depends on the purity test and net weight at our office.
Scheme at a glance
| Interest (standard scheme) | 36% per year (3% per month) |
|---|---|
| Rebate for on-time payment | Effective monthly rate in slabs: 1% / 1.25% / 1.5% / 1.75% / 1.9% / 2% / 2.25% / 2.5% / 2.75% |
| Tenure | 3, 6, 9 or 12 months |
| Maximum loan | Up to 75% of the gold value after valuation |
| Release / top-up fee | 1% of the amount |
| Release notice | 7 days before collecting your gold |
How It Is Calculated
What Decides Your Gold Loan Amount
Net weight
Gross weight of the jewellery minus stones, wax and other non-gold parts. It is measured in front of you.
Purity
We test purity with a karat meter. We accept 18K to 24K gold, and higher purity gives a higher value per gram.
Rate and loan-to-value
The day’s reference rate per gram, multiplied by net weight and purity, gives the gold value. The loan is up to 75% of that value.
Talk to Our Team
Ready to Get Cash Against Your Gold?
Visit our Salt Lake office with your gold, Aadhaar and PAN. Valuation is free and done in front of you.
- Callback during office hours
- Written quote before any work begins
- No obligation to proceed